Consumer
Start strong. Move fast. Make your mark. Our Consumer Graduate Program is built to launch your career from day one. Gain real experience, build in-demand skills, and grow a network that sets you up for success - fast.
What we do for our customers
Our people are our edge
Be part of a team where people are our greatest strength. Through the Consumer Graduate Program, you’ll work alongside talented professionals and contribute to our renowned franchise and world-class brands; learning, growing and making an impact from day one.
Customer centric excellence
Everything starts with our customers. With a focus on care, agility and purpose, you’ll help deliver experiences that give customers the confidence to navigate change and shape their futures.
Strategy and insight
Build the skills to think strategically and make a difference. You’ll gain deep insight into our customer-facing teams, contribute to real business initiatives, and help create opportunities that deliver better outcomes for our customers.
Important information
Explore more. Learn faster. Create real impact.
Through diverse rotations across the Consumer Division, you’ll build broad business knowledge, sharpen your skills, and develop the networks that set you up for success.
From Mortgages, Everyday Banking and Consumer Finance to Sales Optimisation, Change, Operations and Business Controls—you’ll step into the teams that power our business and shape customer outcomes every day.
15-month program with 3 x 5-month rotations.
Sydney; Melbourne; Brisbane.
Bring your ambition. Your curiosity. Your drive to make a difference.
We’re looking for graduates who are passionate about customers, thrive in a team environment, and are ready to step into real opportunities from day one. If you’re motivated, curious and keen to learn, you’ll feel right at home here.
We welcome graduates from all degree disciplines—because diverse thinking powers better outcomes. If you’re driven to help customers and communities create better futures, this is where you can do it.
Build your future - faster.
You’ll gain experience across a wide range of teams, building the capability, confidence and connections to accelerate your career.
Step into roles like Product Manager, Associate Business Analyst, Operations Manager, Change Manager and more supported by real experience and a strong foundation across the business.
With exposure to opportunities across the wider Consumer Banking Division, you’ll be well positioned to shape a career that grows with you.
Eligibility and how to apply
We’re looking to fill our programs with original thinkers and innovators from all degrees of study. We embrace diversity, recognising the value people bring to us with their individual differences, qualities, ideas and insights.
To apply for our graduate program:
- You must be in your final year of study of a university degree.
- You must have completed an undergraduate or postgraduate degree within the past three years.
- You also need to be an Australian or New Zealand Citizen or an Australian Permanent Resident when you apply.
What you can expect
When you start
You’ll start with us as a permanent employee in February each year. Your program will vary based on the business area where you choose to work.
Throughout the program
We’ll provide loads of learning and support to help you make the most of the experience. The program is structured to help you identify your focus areas. Tailored training sessions build and strengthen your technical and soft skills - accelerating your personal and professional career development.
Day-to-day
You’ll complete a rotational program to help you to learn about different parts of your business area. It’s packed full of different roles, teams and project experiences. At the end of your program, you’ll be supported to find a role that best suits your capabilities and interests.
Expect to contribute from day one and have an impact on the business.
Expect plenty of opportunities to get involved in grad life where you can build your networks and friendships with those you work with, including business leaders, project leads and program sponsors.
Expect to be able to give back. Join numerous communities, volunteering and sustainability initiatives - rounding out your whole work life experience.
What our graduates have to say
Before joining Westpac’s Graduate Program, I completed a Bachelor of Laws and Bachelor of Commerce while gaining experience at KPMG across both Consulting and Tax & Legal. I’ve always been passionate about understanding customers and using my skills in analysis, communication, and attention to detail to deliver meaningful outcomes.
I was drawn to the Consumer Graduate Program because it offers the opportunity to work at the heart of the bank, directly impacting customer experiences and helping create better outcomes for everyday Australians.
Throughout the program, I rotated across key areas including Mortgages, Everyday Banking and Consumer Finance. Each rotation gave me valuable insight into how the bank operates and helped me discover where my interests and strengths align.
During my Everyday Banking rotation, I worked within the Product team, where I was able to apply my legal knowledge to real projects—contributing to initiatives in a highly regulated environment and seeing firsthand how products are developed and improved for customers.
The program has been an incredibly rewarding experience, providing strong professional growth, hands-on learning and the opportunity to build lasting relationships across the business. Westpac’s inclusive culture ensures every voice is valued, regardless of experience level.
Bianca, Consumer Graduate 2025
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