Choose your investments in your super
With BT Super Invest you can choose to invest your super in shares, ETFs, managed funds and more.
Why BT Super Invest?
BT Super Invest lets you invest your super how and when you want in one convenient place. Access a range of investments including shares, ETFs, ready-made portfolios, managed funds and more. Download the Investment Options Booklet (PDF) for a full list.
Start with a little or a lot
Decide how much you want to invest and fine-tune your portfolio as you go.
Set your own pace
Choose how involved you’d like to be in managing your investments and take on more or less as you see fit.
Invest with award-winning technology
BT Super Invest is built on the BT Panorama operating system, a market-leading technology that helps you manage multiple investments at once.
The details
Who is this account for?
- Self-directed investors who want greater control over their investment choice.
- Anyone in Australia that is 18 years of age or older.
- Those who can maintain a minimum transaction account balance of $2,000 for non-pension accounts or $4,000 for pension accounts.
Here’s a snapshot of our fees and costs
All costs are inclusive of GST unless otherwise stated.
Pay for your account#
The following administration fees (asset and account based) apply to your account:
$540 p.a. + 0.15% pa of your total balance up to $1 million (capped)*
*Nil on balances over $1 million.
Note: The transaction account balance will be excluded from the calculation of the Administration fee – asset based.
Pay for your investments#
In addition, depending on your investment choices, the following fees and costs may apply:
| Term Deposits | $0 |
| Trading shares and ETFs | $12.50 per trade, or 0.11% of the transaction value (if greater) |
| ETFs | 0.04% p.a. to 1.76% p.a. (charged by the manager) |
| Managed Funds | 0.18% p.a. to 1.73% p.a. (charged by the fund manager) |
| Managed Portfolios | 0.34% p.a. to 1.16% p.a. (charged by the issuer) |
# Other fees, costs and charges may apply to your BT Super Invest account, such as expense recovery, transaction account fee and transaction costs eg buy/sell spread. For further details, please refer to the Product Disclosure Statement (PDS).
Other management, transactional and operational costs may apply to an ETF, managed fund or managed portfolio option. For further details, please refer to the relevant disclosure document(s) for the ETF, managed fund or managed portfolio option.
Current as at 1 October 2025. Fees and costs are subject to change.
Documents & downloads
BT Super Invest Product Disclosure Statement (PDF)
BT Super Invest Additional Information Booklet (PDF)
BT Super Invest - Super Target Market Determination (PDF)
BT Super Invest - Transition to Retirement (TTR) Target Market Determination (PDF)
BT Super Invest - Pension Target Market Determination (PDF)
Easy. Fast. Get started now.
Open an account in minutes
If you’re ready to get started you can apply online in about 10 minutes. It’s quick and paperless.
Design your super
Set your own pace and learn as you go, knowing you can always fine-tune your options.
Westpac and BT – we’re here to help
As part of our Group and one of Australia’s leading wealth experts, BT has been helping Australians build and protect their wealth since 1969.
Through BT, you can access a range of solutions across super and investments, to help you plan for today and tomorrow.
Things you should know
BT Super Invest Product Disclosure Statement (PDF)
BT Super Invest Additional Information Booklet (PDF)
BT Super Invest - Super Target Market Determination (PDF)
BT Super Invest - Transition to Retirement (TTR) Target Market Determination (PDF)
BT Super Invest - Pension Target Market Determination (PDF)
BT Super Invest Investment Options Booklet (PDF)
Panorama Financial Services Guide (PDF)
BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 RSE Licensee L0001090 (BTFM) is the trustee and issuer of BT Super Invest, part of Asgard Independence Plan Division Two ABN 90 194 410 365. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios (together, the BT Super Invest products).
This information does not take account of your individual objectives, financial situation and needs. A Product Disclosure Statement or other disclosure document (PDS) for the BT Super Invest products can be obtained by contacting BT on 1300 881 716 or by visiting www.bt.com.au. You should obtain and consider the relevant PDS before deciding whether to acquire, continue to hold or dispose of the BT Super Invest products.
BTFM and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in underlying Westpac bank accounts, Westpac term deposit products or Westpac securities through BT Super Invest, the BT Super Invest products are not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of the BT Super Invest products.
For the Target Market Determination for these products please refer to www.bt.com.au/tmd.
The fees and costs provided are current as at 1 October 2025 and may vary from time to time.