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Why BT Super Invest?

BT Super Invest lets you invest your super how and when you want in one convenient place. Access a range of investments including shares, ETFs, ready-made portfolios, managed funds and more. Download the Investment Options Booklet (PDF) for a full list.

Start with a little or a lot

Decide how much you want to invest and fine-tune your portfolio as you go.

Set your own pace

Choose how involved you’d like to be in managing your investments and take on more or less as you see fit.

Invest with award-winning technology

BT Super Invest is built on the BT Panorama operating system, a market-leading technology that helps you manage multiple investments at once.

The details

Who is this account for? 

  • Self-directed investors who want greater control over their investment choice. 
  • Anyone in Australia that is 18 years of age or older.
  • Those who can maintain balance of $2,000 in transaction account.

Easy. Fast. Get started now.

Open an account in minutes
If you’re ready to get started you can apply online in about 10 minutes. It’s quick and paperless.

Design your super
Set your own pace and learn as you go, knowing you can always fine-tune your options.

BT Westpac logo

Westpac and BT – we’re here to help

As part of our Group and one of Australia’s leading wealth experts, BT has been helping Australians build and protect their wealth since 1969.


Through BT, you can access a range of solutions across super, investments and insurance, to help you plan for today and tomorrow. 

Things you should know

BT Super Invest Product Disclosure Statement (PDF)

BT Super Invest Additional Information Booklet (PDF)

BT Super Invest - Super Target Market Determination (PDF)

BT Super Invest - Transition to Retirement (TTR) Target Market Determination (PDF)

BT Super Invest - Pension Target Market Determination (PDF)

BT Super Invest Investment Options Booklet (PDF)

Panorama Financial Services Guide (PDF)


  1. As at September 2017 (source: 2017 Westpac Group Annual Report)
  2. General and personal advice are available. Fees will apply for personal advice.
  3. There is no charge for accepting any rollovers, however before requesting the rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund) and check with your other fund(s) to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (eg insurance cover) noting that you may not receive the same type or level of benefits after the rollover.

This information has been prepared by BT Funds Management Limited ABN 63 002 916 458 (BTFM). The information provided is general in nature and does not take into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation and needs. All examples and images are for illustrative purposes only. Your portfolio value and performance are likely to be different and will depend on the investment options you have selected and the time period over which you are invested in those options. Past performance is not a reliable indicator of future performance.

BT Portfolio Services Ltd ABN 73 095 055 208 (BTPS) administers Panorama Super. BTFM is the trustee and issuer of Panorama Super, which is part of Asgard Independence Plan Division Two ABN 90 194 410 365. BT Super Invest is part of Panorama Super. A Product Disclosure Statement (PDS) for  BT Super Invest can be obtained by contacting BT on 1300 881 716  or by visiting You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super Invest.

BTPS and BTFM are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 (Westpac). Apart from any interest investors may have in underlying bank accounts held at Westpac through their cash account, Westpac term deposit products or Westpac securities acquired through BT Super Invest, an investment in, or acquired using, BT Super Invest is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. Investments in BT Super Invest are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments in, or acquired through, BT Super Invest.

BTFM is a member of BT Financial Group - A Division of Westpac Banking Corporation.

The fees and costs provided are current as at 19 February 2019 and may vary from time to time.