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Think super. Now rethink it.

BT Super Invest lets you design a super account as individual as you are, with shares, managed funds, ETFs and more - the choice is yours. You can do as little or as much as you like and leave the rest to be managed by professionals.

BT Super Invest is built on the BT Panorama operating system, our market leading technology that helps you manage your investments in one convenient place.

Start with a little or a lot

Decide how much you want to invest and fine-tune your portfolio as you go.

You set the pace

You can choose how involved you’d like to be in managing your investments and take on more or less as you see fit.

Decide where to invest

Invest your money how and when you want, without the paperwork. You can refine your investments as you go, make the most of opportunities and adjust your long-term strategy when you see fit.

Move beyond the traditional investment options

Access a range of investments including shares, ETFs, ready-made portfolios, managed funds and more. Download the Investment Options Booklet for a full list of investments available1.

BT Westpac logo

A name you can trust

As Westpac’s wealth expert and one of Australia’s leading investment specialists, BT has been helping Australians manage, grow and protect their money since 1969. With over $138bn2 in funds under administration you can be confident that you’re dealing with experienced and knowledgeable experts.

We’re here for you if you need us

Need some advice3?

Whether you have a few quick questions, or would like to speak to someone about your super or investment choices, we’re here to help you along the way.

Planning for the unexpected

With BT Protection Plans insurance you can have confidence that financial assistance is available should the unexpected happen.

Find out more

Easy. Fast. Get started now.

  • Open an account in minutes
    Simple, quick and paperless. With access to Westpac Online Banking you can open an account in just a few minutes. If you don’t currently have a Westpac Online Banking sign in, it’s easy to get one. Find out more.
  • Let us do the legwork
    It’s easy to rollover your super. Use our SuperCheck service to find and combine4 your super if you choose. All we need is your TFN and consent and we’ll do the rest.
  • Design your super
    Set your own pace and learn as you go, knowing you can always fine-tune your options.
Things you should know

BT Super Invest Product Disclosure Statement

BT Super Invest Additional Information Booklet

BT Super Invest Investment Options Booklet

Panorama Financial Services Guide

BT Protection Plans Product Disclosure Statement and Policy Document


  1. Current as at 16 December 2017. Investment options are subject to change.
  2. As at September 2017 (source: 2017 Westpac Group Annual Report)
  3. General and personal advice are available. Fees will apply for personal advice.
  4. There is no charge for accepting any rollovers, however before requesting the rollover, you should consider where your future employer contributions will be paid (if your employer contributions are currently being paid to another fund) and check with your other fund(s) to determine whether there are any exit or withdrawal fees for moving your benefit, or other loss of benefits (eg insurance cover) noting that you may not receive the same type or level of benefits after the rollover.

This information has been prepared by BT Funds Management Limited ABN 63 002 916 458 (BTFM). The information provided is general in nature and does not take into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation and needs.

BT Portfolio Services Ltd ABN 73 095 055 208 (BTPS) administers Panorama Super. BTFM is the trustee and issuer of Panorama Super, which is part of Retirement Wrap ABN 39 827 542 991. BT Super Invest is part of Panorama Super. A Product Disclosure Statement (PDS) for  BT Super Invest can be obtained by contacting BT on 1300 881 716  or by visiting You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super Invest.

BTPS and BTFM are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 (Westpac). Apart from any interest investors may have in underlying bank accounts held at Westpac through their cash account, Westpac term deposit products or Westpac securities acquired through BT Super Invest, an investment in, or acquired using, BT Super Invest is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. Investments in BT Super Invest are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments in, or acquired through, BT Super Invest.

SuperCheck involves a search for superannuation being undertaken by BTFM, as the trustee of Retirement Wrap.

BTFM is a member of BT Financial Group - A Division of Westpac Banking Corporation.

BT Protection Plans are issued by Westpac Life Insurance Services Limited ABN 31 003 149 157 (WLIS), except for Term Life as Superannuation and Income Protection as Superannuation which are issued by Westpac Securities Administration Limited ABN 77 000 049 472 (WSAL) as trustee of the Westpac MasterTrust ABN 81 236 903 448. WLIS and WSAL are wholly owned subsidiaries of Westpac. Westpac does not guarantee the insurance. This information does not take into account your personal circumstances. The insurance is subject to terms and conditions, and limitations and exclusions apply. Please read the BT Protection Plans Product Disclosure Statement and Policy Document to see if this insurance is right for you. This can be obtained by calling 1300 553 764 or visiting

The fees and costs provided are current as at 16 December 2017 and may vary from time to time.