Trades and services insurance
Trades and Services Insurance, provided by Allianz.
Essentials
As a tradesperson you’re often on the road, moving from one job site to another. Trades and Services Insurance may help protect your business and tools while you’re out and about.
Protecting your business with Public and Products Liability, General Property and Commercial Motor insurance means you're free to get on with the job.
- Public and Products Liability coverage Australia-wide
- Accidental damage and theft of your tools anywhere in Australia.
It also offers:
- A quick and easy claims process
- Pay by the month1
Alternate cover is available via the Business Insurance Pack for a range of other cover options
Types of cover
You can apply to buy any of the following – you choose what you need.
The following is a summary of cover options (see relevant section of the Product Disclosure Statement for details, relevant limits, and specific conditions and exclusions that apply).
- Public and Products Liability - covering the amounts that you’re legally liable to pay as compensation for personal injury, advertising liability and/or property damage in Australia in connection with the insured business.
- General Property - covers the cost of repairing or replacing property insured that is accidentally damaged. Note: any individual item worth more than $2,500 or mobile phones, photographic equipment or computer equipment must be specified.
- Commercial Motor - covers your business vehicles with multiple cover options including comprehensive, fire and theft and third party property damage only.
Trades covered
Trades and Services insurance pack is suitable for most trade occupations including:
- Bricklayer
- Builders (Residential & light Commercial)
- Carpenter
- Cleaner (Domestic & Commercial)
- Electrician
- Gardener
- Handyman
- Landscape Gardener
- Lawn Mowing
- Mobile Mechanic
- Painter / Decorator / Plasterer
- Plumber / Gasfitter (excluding VIC)
- Shopfitter
- Tiler / Carpet layers
Apply
To obtain a PDS, get a quote or to find out more about the trades and services pack, call a business insurance specialist on 1800 502 077 from 8am–5.30pm, Mon–Fri (Sydney time).
Claims
Call Allianz on 1800 502 077, 8am–5.30pm, Mon–Fri (Sydney time).
To lodge your claim you'll need
- Policy information, including your policy number
- Information about the incident
- Where the damage occurred, people, vehicles and/or property involved.
To ensure privacy is maintained, other identification questions may be asked to confirm you are the policy holder.
Things you should know
1Pay by instalment at no additional cost compared with paying annually. Instalments may be subject to minor adjustments due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.
Any financial product advice provided on this page is general in nature and does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). The PDS and TMD can be obtained by calling 1800 502 077.
'Business Insurance Packs' are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) refers customers to Allianz but does not guarantee the insurance.
If you purchase Business Insurance with Allianz the Bank will receive a commission of 14% of the premium excluding Government fees and charges, plus GST and 10% of the premium excluding Government fees and charges, plus GST for any renewals.
Westpac's Privacy Statement is available at westpac.com.au/privacy/privacy-statement or by calling 132 032 8am - 8pm Sydney time, 7 days. It covers:
- How you can access the personal information Westpac holds about you and ask for it to be corrected;
- How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Westpac and how Westpac will deal with your complaint; and
- How Westpac collect, hold, use and disclose your personal information in more detail.