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Money when your business needs it. Be ready when opportunity knocks.

A Business Equity Access Loan is a line of credit or a loan, secured against residential or commercial property. Use for investing, expanding, refinancing or covering everyday operating expenses.

  • Ideal for small businesses to take quick advantage of business opportunities like bulk ordering or special deals
  • Our lowest variable rate small business loan, currently 3.89% p.a. and only charged on the balance used
  • Borrow from $20,000 to $1,000,000
  • Loan terms from 1 to 7 years.

Repayment options

Choose between a line of credit that allows you to repay and redraw funds, or a loan with various repayment options. 

  • Easily manage and access your Business Equity Access Loan via Online, Telephone, Mobile or Tablet Banking and via our ATM network.


Customer is:

  • a business entity domiciled in Australia; or
  • an individual 18 years and above or strata corporation domiciled in Australia and requires the funding for business or investment purposes other than investment in residential property​.


  • Establishment fee
  • Monthly loan maintenance fee
  • Other fees apply.
Things you should know

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.