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Money when your business needs it. Be ready when opportunity knocks.

A Business Equity Access Loan is a line of credit or a loan, secured against residential or commercial property. Use for investing, expanding, refinancing or covering everyday operating expenses.

  • Ideal for small businesses to take quick advantage of business opportunities like bulk ordering or special deals
  • Our lowest variable rate small business loan, currently 3.89% p.a. and only charged on the balance used
  • Borrow from $20,000 to $1,000,000
  • Terms from 1 to 7 years.

Repayment options

Choose between a line of credit that allows you to repay and redraw funds, or a loan with set monthly repayments. 

  • Easily manage and access your Business Equity Access Loan via Online, Telephone, Mobile or Tablet Banking and via our ATM network.


  • Establishment fee
  • Monthly loan maintenance fee
  • Other fees apply.

Things you should know

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.

Find out what information you need to provide to become a customer.