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Purpose

Loan term and security

Borrow limits

Rates

Looking to borrow more than $1 million?

Compare Commercial Business finance options.

Things you should know

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.

1. When you pay the closing balance by the due date.

2. Special online only offer: $0 annual fee for first year: The $0 annual fee for the first year is available when you apply for a new Westpac Altitude Business Platinum or Gold credit card between 18 May 2014 and 30th April 2017 and apply online at westpac.com.au or through Business Online Banking (if registered). The first annual fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible for this offer.

3. Special offer: The introductory rate of 0% p.a. on purchases for 12 months applies from card approval when you apply for a new Westpac Altitude Business Platinum or Gold Credit Card between 18 May 2014 and 30th April 2017. After 12 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account. The introductory rate on purchases is not available in conjunction with any promotion other than the special purchase rate and annual fee waiver offers. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

4. Balance transfer promotion: The promotional balance transfer rate is available when you apply for a new Westpac credit card between 18 July 2016 and 30th April 2017 and request at application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The rates will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. The variable purchase rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). The variable purchase interest rate applies to balance transfers requested at any other time. Interest free days don’t apply to balance transfers. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.