Financial calendar

Westpac shares are listed on the securities exchanges in Australia (ASX) and New Zealand (NZX) and as American Depository Receipts in New York. Westpac Capital Notes, Westpac Capital Notes 2, Westpac Capital Notes 3, Westpac Capital Notes 4, Westpac Capital Notes 5 and Westpac Subordinated Notes II are listed on the ASX. Westpac NZD Subordinated Notes are listed on the NZX. Important dates to note are set out below, subject to change. Payment of any distribution, dividend or interest payment is subject to the relevant payment conditions and the key dates for each payment will be confirmed to the ASX for securities listed on the ASX.

Westpac Ordinary Shares (ASX code: WBC, NYSE code: WBK)
New York ex-dividend date for final dividend	9 November 2018
Ex-dividend date for final dividend	13 November 2018
New York record date for final dividend	13 November 2018
Record date for final dividend	14 November 2018
Annual General Meeting	12 December 2018
Final dividend payable	20 December 2018
Finance Half Year end	31 March 2019
Interim results and dividend announcement	6 May 2019
New York ex-dividend date for interim dividend	15 May 2019
Ex-dividend date for interim dividend	16 May 2019
New York record date for interim dividend	16 May 2019
Record date for interim dividend	17 May 2019
Interim dividend payable	3 July 2019
Financial Year end	30 September 2019
Financial results and dividend announcement	4 November 2019
New York ex-dividend date for final dividend	8 November 2019
Ex-dividend date for final dividend	12 November 2019
New York record date for final dividend	12 November 2019
Record date for final dividend	13 November 2019
Annual General Meeting	12 December 2019¹
Final dividend paybale	20 December 2019

^{1 Details regarding the location of this meeting and the business to be dealt with will be contained in a Notice of Meeting sent to shareholders in November before the meeting.}

Event	Date
Westpac Capital Notes (ASX code: WBCPD)
Ex date for quarterly distribution	29 November 2018
Record date for quarterly distribution	30 November 2018
Payment date for quarterly distribution	10 December 2018¹
Ex date for quarterly distribution	27 February 2019
Record date for quarterly distribution	28 February 2019
Payment date for quarterly distribution	8 March 2018
Ex date for quarterly distribution	30 May 2019
Record date for quarterly distribution	31 May 2019
Payment date for quarterly distribution	11 June 2019¹
Ex date for quarterly distribution	29 August 2019
Record date for quarterly distribution	30 August 2019²
Payment date for quarterly distribution	9 September 2019¹
Ex date for quarterly distribution	28 November 2019
Record date for quarterly distribution	29 November 2019²
Payment date for quarterly distribution	9 December 2019¹

^{1 Adjusted to next business day as payment date falls on a non-ASX business day.
2. Adjusted to immediately preceding business day as record date falls on a non-ASX business day.}

Event	Date
Westpac Capital Notes 2 (ASX code: WBCPE)
Ex date for quarterly distribution	13 December 2018
Record date for quarterly distribution	14 December 2018²
Payment date for quarterly distribution	24 December 2018¹
Ex date for quarterly distribution	14 March 2019
Record date for quarterly distribution	15 March 2019
Payment date for quarterly distribution	25 March 2019¹
Ex date for quarterly distribution	13 June 2019
Record date for quarterly distribution	14 June 2019²
Payment date for quarterly distribution	24 June 2019¹
Ex date for quarterly distribution	12 September 2019
Record date for quarterly distribution	13 September 2019²
Payment date for quarterly distribution	23 September 2019
Ex date for quarterly distribution	12 December 2019
Record date for quarterly distribution	13 Decmber 2019²
Payment date for quarterly distribution	23 December 2019

^{1 Adjusted to next business day as payment date falls on a non-ASX business day.
2 Adjusted to immediately preceding business day as record date falls on a non-ASX business day.}

Event	Date
Westpac Capital Notes 3 (ASX code: WBCPF)
Ex date for quarterly distribution	13 December 2018
Record date for quarterly distribution	14 December 2018
Payment date for quarterly distribution	24 December 2018¹
Ex date for quarterly distribution	13 March 2019
Record date for quarterly distribution	14 March 2019
Payment date for quarterly distribution	22 March 2019
Ex date for quarterly distribution	13 June 2019
Record date for quarterly distribution	14 June 2019
Payment date for quarterly distribution	24 June 2019¹
Ex date for quarterly distribution	12 Sepetmber 2019
Record date for quarterly distribution	13 September 2019²
Payment date for quarterly distribution	23 September 2019¹
Ex date for quarterly distribution	12 December 2019
Record date for quarterly distribution	13 December 2019²
Payment date for quarterly distribution	23 December 2019¹

^{1 Adjusted to next business day as payment date falls on a non-ASX business day.
2. Adjusted to immediately preceding business day as record date falls on a non-ASX business day}

Event	Date
Westpac Capital Notes 4 (ASX code: WBCPG)
Ex date for quarterly distribution	20 December 2018
Record date for quarterly distribution	21 December 2018²
Payment date for quarterly distribution	31 December 2018¹
Ex date for quarterly distribution	21 March 2019
Record date for quarterly distribution	22 March 2019
Payment date for quarterly distribution	1 April 2019¹
Ex date for quarterly distribution	20 June 2019
Record date for quarterly distribution	21 June 2019²
Payment date for quarterly distribution	1 July 2019¹
Ex date for quarterly distribution	19 September 2019
Record date for quarterly distribution	20 September 2019²
Payment date for quarterly distribution	30 September 2019
Ex date for quarterly distribution	19 December 2019
Record date for quarterly distribution	20 December 2019²
Payment date for quarterly distribution	30 December 2019

^{1 Adjusted to next business day as payment date falls on a non-ASX business day.
2 Adjusted to immediately preceding business day as record date falls on a non-ASX business day.}

Event	Date
Westpac Capital Notes 5 (ASX code: WBCPH)
Ex-date for quarterly distribution	13 December 2018
Record date for quarterly distribution	14 December 2018
Payment date for quarterly distribution	24 December 2018¹
Ex-date for quarterly distribution	13 March 2019
Record date for quarterly distribution	14 March 2019
Payment date for quarterly distribution	22 March 2019
Ex-date for quarterly distribution	13 June 2019
Record date for quarterly distribution	14 June 2019
Payment date for quarterly distribution	24 June 2019¹
Ex-date for quarterly distribution	12 September 2019
Record date for quarterly distribution	13 September 2019²
Payment date for quarterly distribution	23 September 2019¹
Ex-date for quarterly distribution	12 December 2019
Record date for quarterly distribution	13 December 2019²
Payment date for quarterly distribution	23 December 2019¹

^{1 Adjusted to next business day as payment date falls on a non-ASX business day

2 Adjusted to immediately preceding business day as record date falls on a non-ASX business day.}

Date	Event
Westpac NZD Subordinated Notes (NZX code: WBC010)
Ex date for quarterly interest payment	20 November 2018
Record date for quarterly interest payment	21 November 2018
Payment date for quarterly interest payment	3 December 2018¹
Ex date for quarterly interest payment	18 February 2018
Record date for quarterly interest payment	19 February 2019
Payment date for quarterly interest payment	1 March 2019
Ex date for quarterly interest payment	21 May 2019
Record date for quarterly interest payment	22 May 2019
Payment date for quarterly interest payment	4 June 2019¹
Ex date for quarterly interest payment	21 August 2019
Record date for quarterly interest payment	22 August 2019
Payment date for quarterly interest payment	2 September 2019¹
Ex date for quarterly interest payment	20 November 2019
Record date for quarterly interest payment	21 November 2019
Payment date for quarterly interest payment	2 December 2019¹

^{1 Adjusted to next business day as payment date does not fall on a day on which banks are open for general business in Wellington and Auckland, New Zealand and Sydney, Australia.}

Quick Glossary

Ex dividend date: The first day of trading when shares trade without the entitlement to the dividend. To be entitled to a dividend a shareholder must have purchased shares before the ex-dividend date. Shares are quoted ex-dividend two business days before the Record date.
Record date: The date on which Westpac's register of Shareholders is closed in order to determine entitlement to a dividend.

For information about your Westpac shareholding you should contact the appropriate share registry.