Financial calendar

 ^{1 Details regarding the location of the meeting and the business to be dealt with will be contained in a Notice of Meeting sent to shareholders in November before the meeting.}
     

^{2. Adjusted to next business day as payment date falls on a non ASX business day or a date on which banks are not open for general business in Sydney.}

<sup>2. Adjusted to next business day as payment date falls on a non ASX business day or a date on which banks are not open for general business in Sydney.
3. Adjusted to immediately preceding business day as record date falls on a non-ASX business day or a date on which banks are not open for general business in Sydney.</sup>

Quick Glossary

• Ex dividend date: The first day of trading when shares trade without the entitlement to the dividend. To be entitled to a dividend a shareholder must have purchased shares before the ex-dividend date. Shares are quoted ex-dividend two business days before the Record date.
• Record date: The date on which Westpac's register of Shareholders is closed in order to determine entitlement to a dividend.
  

For information about your Westpac shareholding you should contact the appropriate share registry.