How it works
All you need to know about how to use your Westpac Global Currency Card.
How does the travel money card work?
The Westpac Global Currency Card is a re-loadable prepaid Visa card that you can use overseas or to shop online from home. You can load up to 5 different currencies at any time (with 11 currencies to choose from) and you can top it up at any time.
What about using the card?
If you're overseas you can withdraw cash using your travel card at any ATM. And if you use one of over 50,000 Global Alliance ATMs you'll pay $0 ATM fee1.
If you're wanting to shop overseas you can use it wherever Visa is accepted - with the benefit of using your own money. You'll also pay no additional foreign exchange fees for using supported currencies loaded on your card2.
How about shopping online on overseas sites?
This is where the Westpac Global Currency Card can come into its own. Not only will you not pay the 3% foreign transaction fee (because you already have that currency on your card)2, you will also have the protection Visa offers when making purchases online3.
How does the card know which currency to use?
When making a purchase, the travel card will automatically use the currencies in which the transaction is made if the currency is loaded on your card. If it's not loaded on the card, the first available currency (according to the currency order you set up) will be used.
Using the app
You can use the Westpac Global Currency Card app to manage your travel money on the go. Use it to:
- View currency balances and transactions
- Transfer money between currencies
- Change currencies
- Update account profile
- Change username and password
How secure is the travel money card?
Your money is protected by Chip and PIN card security, and includes the protection of Visa Zero Liability Policy, protecting you from fraudulent charges or unauthorised purchases3.
What currencies are available?
You can choose from 11 different supported currencies (including Australian dollars). Aside from Australian dollars (which you'll always need to have loaded) you can choose up to four other currencies at any one time. The currencies available are:·
- Australian Dollars (AUD)
- US Dollars (USD)
- Euros (EUR)
- Great British Pounds (GBP)
- New Zealand Dollars (NZD)
- Canadian Dollars (CAD)
- Japanese Yen (JPY)
- Thai Baht (THB)
- South African Rand (ZAR)
- Singapore Dollars (SGD)
- Hong Kong Dollars (HKD)
Things you should know
Information is current as at 17 September 2016. You should read the Westpac Global Currency Card Product Disclosure Statement before making a decision and consider whether this product is appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire this product. You must be 16 years or older and have an Australian residential address to be eligible for this product. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the distributor of the Product. Rev Australia Pty Ltd ACN 117 378 953 AFSL 401610 manages the Westpac Global Currency Card product for Cuscal Limited 087 822 455 AFSL 244116, an authorised deposit taking institution and a member of Visa International. Cuscal Limited is the issuer of the Product only, and does not take deposits from you. Westpac is not responsible for and does not guarantee the Product or Card, your ability to access any prepaid value or the use of this Product or Card. Amounts held on the Product do not represent a deposit with, or any other liability of Westpac or any company in the Westpac Group. Read the Westpac Online and Mobile Banking terms and conditions at westpac.com.au before making a decision and consider whether the product is appropriate for you. Internet connection is needed to access the Westpac Global Currency Card app and Westpac Online and Mobile banking. Normal mobile data charges apply.
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1. No ATM withdrawal fee at over 3,000 Westpac Group ATMs in Australia and over 50,000 ATMs globally via Global ATM Alliance partners. Other fees and charges may be payable.
2. A 3% Westpac Foreign Exchange Fee applies to overseas transactions in a currency other than a Supported Currency.
3. Visa Zero Liability Policy covers Australian and New Zealand issued cards and does not apply to ATM transactions, transactions not processed by Visa, or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult the card issuer for additional details.