Help for your business when you need it most
Rising fuel costs, supply pressures and global uncertainty are putting real strain on cash flow and confidence. If you’re feeling the impact, our new Rapid Response team are here to help.
Help tailored to what you’re facing
We offer a range of support options depending on your situation. If you’re not sure where to start, that’s okay, we can help guide you.
If you have a dedicated banker, please contact them. They are on standby to support you.
Support with Cash Flow
- Rising oil and import costs can put pressure on cashflow.
- We can help you manage short term funding needs and maintain stability with options such as $0 Establishment Fee waiver or $0 Top-up Fee waiver (Increases) on Business Overdrafts.*
Access Deposit Funds
- Early access to Term Deposits will be made available on a case-by-case basis to support short-term cash flow needs in addition to existing hardship circumstances. Where approved, no interest adjustments will apply.
Hardship support
- If your business is doing it tough, financial help is available, and we can get support in place quickly with options which could include reduced payments.
Deferral Request
- We’ve introduced a repayment deferral option to support business owners who may be feeling the pressure.
- If you need to defer your loan repayments, call our dedicated support team direct.
Staying informed in uncertain times
Understanding what’s happening in the wider economy can help with planning and decision‑making. We regularly share updates on cost pressures, market conditions and economic impacts affecting businesses.
Middle East Crisis Update
Longer Middle East disruption lifts peak prices for oil and gas, lengthens recovery. Infrastructure damage exacerbates the shock. Brent oil now expected to peak at an average $120/bbl in Q2 and Japanese LNG prices at $26mmbtu.
Westpac Coast-to-Coast March 2026
Get an assessment of current trends and future prospects across the state economies.
Middle East conflict scenarios
The impact of our baseline and alternative Middle East Conflict scenario on energy prices and the Australian and New Zealand economy.
Working Capital Solutions
Want to know what Working Capital Options are available to you? Download this fact sheet for more information.
Things you should know
*Terms and Conditions for the $0 Establishment Fee Waiver Offer on Business Overdrafts
- We will waive the establishment fee for eligible new Business Overdrafts of up to $1 million, or for a limit increase of up to $1 million on an existing Business Overdraft.
Eligibility and timing
- Applications must be received or approved between 07 April 2026 and 30 September 2026 and settled within 90 days of approval.
- For Business Overdrafts, you must also have an eligible Westpac Business Transaction Account.
Exclusions
- The offer is not available for any other applications, including those submitted through third parties or brokers.
- Temporary Overdrafts are not included.
- We may withhold the offer where an application is reasonably determined by us to be fraudulent or materially misleading.
Approval
- All applications are subject to approval. Standard terms, conditions, fees, charges, and credit criteria apply.
How the fee waiver works
- We will waive the establishment fee or refund it within 60 days of settlement.
- If you believe an establishment fee has been charged in error, please contact us.
- Establishment fees may still apply to other products you request as part of your application.
- This offer cannot be used in conjunction with any other offer. We may vary or withdraw this offer at any time.
This information is general in nature and has been prepared without taking your personal objectives, circumstances and needs into account. You should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice. Consider the terms and conditions for the product before making any decision.