Lending and property
High net worth lending
The lending requirements of our clients are varied and often complex. We specialise in understanding the specific lending needs of high net worth individuals and families, with a dedicated team with deep knowledge and personalised service.
Team of lending specialists
Local lending and credit specialists who appreciate the unique needs of high net worth clients and the strategies required for complex lending structures.
Exceptional service
Prompt and proactive service throughout the lending process, with early engagement from local credit assessment teams.
Serviceability
Recognition of a diverse range of income streams and servicing strategies specific to high net worth clients.
Security
Consideration of unique security structures with the flexibility to meet the complex and diverse requirements of high net worth client lending.
Understanding Prestige Property insights
At Westpac Private Bank, we understand the unique aspirations of discerning high net worth individuals and their families when it comes to property ownership. In partnering with leading property researcher CoreLogic to present the Prestige Property Report, we have developed a valuable resource to help you to make informed decisions when it comes to your property purchase decisions in the year ahead.
Prestige property represents the epitome of desirability and highest quality real estate, typically representing the top 5% of each market by value. This asset class offers a powerful wealth-building tool, but navigating its intricacies demands an understanding and appreciation of market dynamics and the unique factors that drive value and influence transactions in this segment.
A broadening Australian prestige property market
Our 2025 report details the market hotspots for Australian prestige property, unpacking the emerging trend of the broadening prestige market out of Sydney and Melbourne into Brisbane, Perth and Adelaide. Understand the shifts in the buyer behaviour of high-net-worth individuals.
Snapshot of prestige sales
Markets by state and territory
Investment trends
Evolution of prestige property demand
You can access the 2024 edition of the Prestige Property Report here:
Things you should know
Global Private Banking Awards, 2015 – 2025.
Westpac Private Bank is a division of the Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.