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Popular features

Quick Balance

View the available balance of up to 3 accounts without signing in to Mobile Banking. On iPhone and Android.

More about Quick Balance

Cardless cash

Use cardless cash to withdraw cash from any Westpac ATM without a Debit Card. On iPhone, Android and Windows Phone.

More about cardless cash

What's new in the app?

Swipe left to:

  • See your Quick Balance3, recent transactions and Altitude reward points in Snapshot
  • Use cardless cash, and find your nearest ATM in On the Go
  • Quickly access our most popular Services including reporting your card lost or stolen
  • Manage card PIN4 - now you can set your card PIN online when activating your new credit or debit card. You will also be able to change your PIN online anytime for eligible cards. See FAQs for more details.

Key features

  • Interest & tax summary1 - download a PDF summary of your interest earned and tax withheld on eligible accounts over the last 3 financial years.
  • Manage your Term Deposit2  – compare interest rates & renew your Term Deposit when it reaches maturity.
  • Quick Balance3 - view the available balance of up to 3 eligible accounts, your recent transactions and Altitude Reward points at a glance. Available on supported devices.
  • Tap and pay for everyday purchases with selected Samsung smartphones. View compatible devices.
  • Lock your card temporarily5 - lock your card temporarily until you find it. Your card will automatically unlock after 15 days (unless you unlock it earlier). Available on personal credit and MasterCard®debit cards.
  • Pay to Mobile6 - securely send and receive payments using a mobile phone number - no need to remember bank account details.
  • Faster access with 4 digit passcode and fingerprint sign in6. View compatible devices.
  • Activate a personal credit card and MasterCard® debit card (using your Android or iPhone camera to scan and enter card details).
  • Apple Watch7 - see the balance of 3 accounts3, find a Westpac ATM/branch, view cardless cash codes and receive travel notifications..
  • Proof of balance – download a summary of your accounts and balances. You can also download a Statement of recent transactions.

Our mobile banking app was ranked #1 in the world*

Find out more



Manage your banking

Our Mobile Banking gives you all the tools and information you need to organise your finances.


Payments, BPAY® and transfers

Now it’s even easier to make payments and transfers from your smartphone, with more payment options to help you manage your finances wherever you are.


Update your details

Convenience is key with Westpac Mobile Banking. Update your details easily from your smartphone.

Westpac apps

View the range of other Westpac apps available on Apple and Android.

Things you should know


1. Interest & tax summary: available for eligible accounts issued by Westpac, provided the amounts and totals are accessible or available in Westpac Live. The summary may not reflect all accounts held by you with the Westpac Group.

2. Term Deposits: Westpac Live will be available to update Term Deposits from 8:00 am to 9.30 pm on a Business Day and 8:00am to 4:00pm Saturdays (Sydney time).

3. Quick Balance: Only eligible accounts can be displayed. Available on compatible devices with supported operating systems. View the full list of compatible devices and supported operating systems at

4. Manage your card PIN: managing your PIN feature is available for credit cards issued with a valid date from 1st April 2016. For Debit MasterCards, the feature is available for cards issued with a valid date from 1st March 2015. You can check the issue date on the front of the card. See FAQs for more details. For Westpac Handycards, you can set or change your PIN regardless of when your card was issued.

5. Card Lock: Locking your card will temporarily stop new transactions on your card for 15 days or until you unlock it. The card will automatically unlock after 15 days if you do not cancel the card. Not available for Handycards.

6. Pay to Mobile: Australian bank accounts only. Terms, Conditions and Limits apply.

7. Apple Watch: You’ll need to pair your Apple Watch with an iPhone 5 or above with iOS 8.2 or above to use Westpac Mobile Banking. You’ll also need the Westpac Mobile Banking app (version 6.1 or above) installed on your iPhone. View the full list of compatible devices and supported operating systems at

* July 2016 Global Mobile Banking Functionality Benchmark from Forrester Research.

Westpac Mobile Banking applications are only available for use by Westpac Australia customers.
Internet connection is needed to access Westpac Mobile Banking app. Normal mobile data charges apply.  Westpac branch and banker locations are available within Australia only. Westpac, St.George, Bank of Melbourne and BankSA ATM locations are available within Australia, and Global Alliance ATMs are available worldwide.

Westpac's security guarantee
To enjoy the benefit of our security guarantee, you need to comply with Westpac's Online Banking Terms and Conditions. Read the detail about your access codes, passwords and SecurID tokens. Always adhere to manufacturers’ software and support to ensure your mobile devices are covered by the latest software and security updates.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Windows is a registered trademark of Microsoft Corporation in the United States and other countries.

MasterCard® is a registered trademark of MasterCard International Incorporated