Currencies, rates and fees
Choose from 11 different currencies
Plus, load up to 5 currencies on your Global Currency Card at any one time (one will need to be Australian Dollars).
Available Westpac Global Currency Card currencies:·
$50 on us + win a $10k dream holiday.
Load foreign currency onto a new travel money card and get $50 on us + you’ll also go into the draw to win a $10,000 Flight Centre gift card*#. Min load. T&Cs apply.
See our currency converter to view the latest foreign exchange rates.
- We will apply a foreign exchange rate in the circumstances listed in the following table. The table also tells you the currencies between which we apply the Applicable Exchange Rate in each of these circumstances.
|Card issue and replacement fees
|Card issue fee - payable whenever you successfully apply for the product (i.e. the Product is issued to you) via Westpac Online Banking||Nil|
|Card replacement fee – payable if you ask us to replace a lost, stolen or expiring Card.||Nil|
|Emergency cash transfer fees
(Please refer to section 7 [Emergency Cash Transfers] in the Product Disclosure Statement (PDS) for an explanation)
|If amount sent is up to $500 (AUD)||$15|
|If amount sent is over $500 up to $1000 (AUD)||$20|
|If amount sent is over $1000 up to $2000 (AUD)||$25|
|If amount sent is over $2000 up to $3000 (AUD)||$30|
|Funds credits loading fees|
|Initial Funds Load fee payable when the card is issued through Westpac Online Banking
|Card reload fee (per reload)||Nil|
|Online servicing fees|
|Online Servicing Fee - payable when you check your Available Balance or transaction history or change your PIN||Nil|
|Telephone support fees|
|Automated telephone enquiry via interactive voice response (IVR) - payable for an automated telephone customer service call to Customer Assistance||Nil|
|Telephone support fee - payable for a live operator telephone customer service call to Customer Assistance||Nil|
|ATM transaction fees per currency
- payable whenever you use an ATM to transact in the following currencies (unless at a Westpac ATM or a Westpac Group Australia ATM and Global ATM Alliance Partner ATMs):
- United States of America
- United Kingdom
- New Zealand
- Hong Kong
- South Africa
|ATM balance enquiry fee
- payable whenever you make an enquiry in respect of your Available Balance in the following currencies using an ATM (unless at a Westpac ATM or a Westpac Group Australia ATM and Global ATM Alliance Partner ATMs)
- United States of America
- United Kingdom
- New Zealand
- Hong Kong
- South Africa
|Some banks may also apply a surcharge to withdrawals from their ATMs. This should be drawn to your attention before you proceed with your transaction. This surcharge amount will be added to your withdrawal amount.|
|Electronic statements on Website – payable whenever we provide an electronic statement to you||Nil|
|Government duties, taxes and charges|
|Payable whenever a government duty, tax or charge is imposed relating to the Product, a Card or a transaction||The amount of the duty, tax or charge|
|Transaction dispute handling fee (The fee will not be charged or the fee will be reversed if the dispute is resolved in your favour)
|Foreign exchange fee – payable whenever a Card is used for a transaction in a currency other than a Supported Currency||3% of the Australian dollar amount of the transaction|
Other government duty, taxes, fees and charges may apply. Please refer to the Product Disclosure Statement (PDS).
Things you should know
Information is current as at 16 January 2019. You should read the Westpac Global Currency Card Product Disclosure Statement before making a decision and consider whether this product is appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire this product. You must be 16 years or older and have an Australian residential address to be eligible for this product. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the distributor of the Product. Rev Australia Pty Ltd ACN 117 378 953 AFSL 401610 manages the Westpac Global Currency Card product for Cuscal Limited 087 822 455 AFSL 244116, an authorised deposit taking institution and a member of Visa International. Cuscal Limited is the issuer of the Product only, and does not take deposits from you. Westpac is not responsible for and does not guarantee the Product or Card, your ability to access any prepaid value or the use of this Product or Card. Amounts held on the Product do not represent a deposit with, or any other liability of Westpac or any company in the Westpac Group. Read the Online Banking Terms and Conditions at westpac.com.au Internet connection is needed to access the Westpac Global Currency Card app and Westpac Online and Mobile banking. Normal mobile data charges apply.
We support Apple iPhone iOS 10 and above and Android™ 6.0 (Marshmallow) and above. Android, Google Pay and Google Play are trademarks of Google Inc. Mastercard, PayPass and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. IOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.
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*AUD 50 Cashback: Offer opens 25th March 12:01am AEST and closes 11:59 AEST on 19th June 2019. Offer is open to all residents of Australia aged 16 years or older. Offer may be withdrawn or extended at any time. Westpac Group employees are eligible to receive this offer. To be eligible for this offer, customers need to open a new Westpac Global Currency Card Account (“Westpac GCC”) either via Online or Mobile Banking, load and convert $2,500 AUD or more into any supported foreign currencies on the Westpac GCC before 11.59 AEST on 19th June 2019. Eligible customers will receive $50 AUD cashback onto their Westpac Currency Card between 6-8 weeks after the offer end date, the account needs to remain open for 8 weeks after the offer end date so that we can credit your account. Offer limited to one $50 AUD cashback per eligible Westpac Global Currency Card Account.
#Global Currency Card Promotion: Promotion opens 12.01am AEST on 25.3.19 and closes 11.59 AEST on 19.6.19. Entry is open to all residents of Australia aged 16 years or over who hold a Global Currency Card issued by Cuscal Limited and branded Westpac, St.George, Bank of Melbourne, or BankSA (each a “Global Currency Card”) (an “Entrant”). Employees and contractors of the Westpac Group and their immediate families are ineligible to enter. During the Promotion Period, entrants must either: (a) submit an application for a new Global Currency Card via Online Banking or Mobile Banking, load and convert $1,000 AUD or more into any of the supported foreign currencies on the Global Currency Card; OR (b) for existing Global Currency Card holders, load and convert $1,000 AUD or more into any supported foreign currencies on the Global Currency Card. NOTE: this promotion is for Entrants who load new funds ($1,000 AUD or more) onto the Global Currency Card during the Promotion Period, and excludes existing funds on the Global Currency Card. The Entrant’s Global Currency Card account must be open as at the date of the draw to be an eligible Entrant. The Prize consists of a Flight Centre Gift Card valued at $10,000, which is subject to the Flight Centre Terms and Conditions available at https://www.flightcentre.com.au/gift-card-terms-and-conditions. Prize draw will take place at 10am AEST on 26.6.19 at Level 22, 200 Barangaroo Avenue, Barangaroo. Winner will be notified on 27.6.19 and their name published in The Australian on 5.7.19. For full terms and conditions, visit . Authorised under trade promotion permits: ACT: TP 19/02808, NSW: LTPS /19/32356, SA: T19/278. Promoter is Westpac Banking Corporation ABN 33 007 457 141. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 is the distributor of this product and card. Rev Australia Pty Ltd ACN 117 378 953 AFSL 401610 manages this product for Cuscal Limited 087 822 455 AFSL 244116, an authorised deposit taking institution and a member of Visa International. Cuscal Limited is the issuer of the product but does not take deposits from you. Westpac is not responsible for and does not guarantee this product or card or your ability to access any prepaid value of this product or card.