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Why BT SMSF?

As Westpac’s wealth expert and one of Australia’s leading investment specialists, BT has been helping Australians manage, grow and protect their money since 1969. BT SMSF is built on the BT Panorama operating system, the award-winning platform* that helps you manage your SMSF in one convenient place.

 


Thousands of investments

It’s your choice with access to Australian shares, exchange traded funds (ETFs), term deposits, managed funds and managed portfolios.

Buy and sell in minutes

Buy and sell a wide range of investments online, just like you trade shares – without forms or paperwork each time.

See how you’re performing

See the big picture or drill into the detail. Monitor your portfolio, performance, pension, income and more.

Side by side with your banking

View your portfolio right alongside your Westpac everyday banking. Buy, sell and check your balance on any device – anytime, anywhere.


Open up your SMSF investment options

SMSF investment platform

BT SMSF makes it easier to build the diversified portfolio you want with access to thousands of investments, all in one place.

Invest in Australian shares, ETFs, term deposits, managed funds and professionally managed portfolios all from the one platform.

 

Plus you’ll get:

Tools to help find and manage your investments

  • Use the Investment Navigator to find investments in categories like International, Income, Property, and more.
  • Get market updates relevant to your portfolio.
  • View fund fact sheets and company information.

     

Tools to help save time at end of financial year

  • Simple contributions and pension tracking.
  • Consolidated tax reporting.
  • An online document library to store, share and protect your important SMSF paperwork.
  • Optional accountant access.

     

Your SMSF in the palm of your hand

  • Check your SMSF balance and performance anytime, anywhere.
  • Buy and sell investments straight from your phone.

     

Help when you need it

  • When you have questions, our dedicated SMSF consultants and support team are here to help.

See what it's like to use BT SMSF

  • Building a diverse portfolio Building a diverse portfolio
  • Smart SMSF FunctionalitySmart SMSF Functionality

Choose your investment menu

Compact Menu - $180 p.a. Full Menu - $540 p.a.
Access a select range of:

 

But not:

  • Australian shares and ETFs
Access our full range of:
  • Australian shares and ETFs
  • Term deposits
  • Managed portfolios
  • Managed funds - view the Full Menu

Fees

SMSF investment platform

Here’s a snapshot of the fees and costs that apply to BT Panorama Investments – an online SMSF investment platform.

All costs are inclusive of GST unless otherwise stated.

Pay for your account1

The following administration fees apply to your account:

0.15% p.a. of your total balance up to $1 million (capped)2
Plus your selected investment menu:

Compact Menu $180 p.a.

Full Menu $540 p.a.
Plus expense recovery of up to $80 p.a.

The exact amount deducted will be confirmed in your annual statement.

Pay for your investments1

In addition, and depending on your investment choices, the following fees and costs may apply:

Fees Amount
Term deposits $0
Trading shares & ETFs $12.50 per trade, or 0.11% of the transaction value (if greater)
ETFs Varies (charged by the manager)
Managed funds Varies (charged by the manager)
Managed portfolios Varies (charged by the issuer)

 

1.     Other fees, costs and charges may apply to your account, such as buy/sell spreads. Conditions, fees and charges apply for BT CMA and term deposits issued by Westpac. Westpac may change these or introduce new ones in the future. For further details, please refer to:

BT Panorama Investments Investor Guide
BT Panorama Investments Additional Information and Terms Booklet
BT Cash Management Account and BT Cash Management Account Saver and Related Payment Services Terms and Conditions
BT Cash Management Account Fees and Charges Brochure and Interest Rate Schedule

Other management, transactional and operational costs may apply to an ETF, managed fund or managed portfolio option. For further details, please refer to the relevant disclosure document(s) for the managed fund or managed portfolio option.

Current as at 22 February 2019. Fees and costs are subject to change.

2. Nil on balances over $1 million.

We’re here for you if you need us

Get your questions answered

The BT SMSF Concierge is here to help answer your SMSF questions.

Get help transferring assets

If you would like to bring over your existing SMSF assets, we have a personalised concierge service to bring them across.

Things you should know

SMSF investment platform – BT Panorama Investments 

BT Man­aged Port­fo­lios Tar­get Mar­ket De­ter­mi­na­tion
BT Cash Man­age­ment Ac­count Tar­get Mar­ket De­ter­mi­na­tion
BT Panorama Investments Target Market Determination
BT Panorama Investments Investor Guide
BT Panorama Investments Additional Information and Terms Booklet
BT Cash Management Account and BT Cash Management Account Saver and related Payments Services Terms and Conditions
BT Cash Management Account Fees and Charges Brochure and Interest Rate Schedule
BT SMSF available managed funds list – Full Menu
BT SMSF available managed funds list – Compact Menu
BT Panorama Financial Services Guide
Banking Code of Practice

 

* BT Panorama won ‘Best Technology Offering’ at the Conexus Financial Superannuation Awards, 2017 and 2018. The awards recognise excellence in the superannuation industry and an independent committee selects the winners. Awards are opinions only, are not recommendations and are only one factor to be taken into account when deciding to acquire, dispose or hold interests in a BT Panorama Investments account. Awards and ratings are current at the time of publication but are subject to change.

The information on this webpage about Panorama products and services has been prepared by BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) and is current as at December 2021. The information provided is general in nature and does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it and read the disclosure documents, including the terms and conditions or Product Disclosure Statement, before making any decision. All examples and images are for illustrative purposes only. Your portfolio value and performance are likely to be different and will depend on the investment options you have selected and the time period over which you are invested in those options. Past performance is not a reliable indicator of future performance.

BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) operates Panorama Investments. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Cash Management Account (BT CMA). Together, these products are referred to as the Panorama products.

A Product Disclosure Statement or other disclosure document (PDS) for the Panorama products can be obtained by contacting us on 1800 622 910 or by visiting www.bt.com.au/smsf. You should obtain and consider the relevant PDS before deciding whether to acquire, continue to hold or dispose of interests in the Panorama products. 

BTPS and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposit products, Westpac securities and BT CMA acquired through the Panorama products, an investment acquired using the Panorama products is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments acquired through the Panorama products.