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Step 3: Funeral arrangements and registering the death

When someone passes away, representatives of the Estate can find themselves facing not only costs for a funeral but also a range of other costs on top of funeral expenses.

Preparing for a funeral can sometimes be confronting. You may already know how your loved one wanted their funeral, or there may be instructions in the Will or other papers.

Funerals can be costly and in general you should allow upwards of around $4,000, though this varies widely depending on the provider and the type of funeral you choose. Your loved one may have had a prepaid funeral arrangement in place. If so, this will certainly help to manage the cost.

Funeral expenses assistance

We are able to assist with paying for valid estate expenses such as the funeral, if all of the Executor/s or Next of Kin (where no Will exists) make a request. No other related expenses such as the wake, headstone or memorial can be paid from the deceased person’s account. An original receipt/ invoice is required for expenses to be claimed from the estate. If you would like to claim for funeral costs already paid, we’ll need a proof of death document in addition to the tax invoice to reimburse any payment.

 

The death certificate can usually be obtained from the Registry of Birth, Deaths and Marriages in your state or territory.  If you have a funeral director, they will ask you for the information required and will register the death after the funeral has taken place. If a funeral director is not involved with the funeral arrangements, the person who manages the final arrangements for the deceased is responsible for registering the death. Depending on which state you live in, a doctor or coroner is also responsible for registering deaths.

Other allowances

You may be entitled to other allowances for funeral costs. Organisations that may provide bereavement allowances for Australian residents include Centrelink, Department of Veterans Affairs, Insurance Companies, some private health funds and Unions.

 

Things to consider:

Funds from the estate may be available to cover other costs such as utility bills, medical fees, aged care facility bills, costs associated with lodging an application for Grant of Probate, Letters of Administration or a Probate Bond.

Remember to check if a prepaid funeral plan exists