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Margin lending

A BT Margin Loan can create greater opportunity to build and diversify your investment portfolio – you’re not limited to only investing your own capital, and you can also potentially escalate your investment strategy and increase the amount you have invested.

Borrowing against an existing portfolio or asset can also offer attractive tax concessions, as well as improve investment returns. Just as gearing can magnify your gains, it can also magnify losses.

Westpac and BT

As a Westpac Private Bank client you’ll receive discounted interest rates and expert guidance from BT Margin Lending specialists and your Private Bank team around borrowing to invest. You’ll benefit from specific margin lending strategies built around your unique needs and investment goals.

BT Margin Loans offer:

  • No application or transaction fees
  •  No credit checks
  • Fast online loan applications
  • Competitive interest rates
  • Competitive lending ratios
  • Flexible tax planning options
  • 24 hour internet and telephone account access

For more information

Read up on BT's Margin loan products.