Westpac Margin Lending Interest Rates
Westpac Margin Lending offers variable and fixed interest rates on both the Westpac Margin Loan and Westpac Online Investment Loan.
Variable Interest Rate (in arrears)
Interest rates are reviewed monthly and are subject to change
| Rate | |
|---|---|
| Variable Interest Rate | 9.52% p.a. (effective from 27th August 2025) |
Fixed Interest Rates (effective from 2nd June 2025)
| Term | Paid Yearly in Advance | Paid Monthly in Arrears |
|---|---|---|
| 1 Year | 8.80% | 8.90% |
| 2 Years | 8.80% | 8.90% |
| 3 Years | 8.90% | 9.00% |
| 4 Years | 9.00% | 9.10% |
| 5 Years | 9.15% | 9.25% |
Things you should know
BT Securities Limited ABN 84 000 720 114 and Westpac Banking Corporation ABN 33 007 457 141 are together the issuers of both the Westpac Margin Lending Margin Loan - Product Disclosure Statement and the Westpac Online Investment Loan - Product Disclosure Statement. This information does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness, having regard to these factors before acting on it. The Product Disclosure Statement and other disclosure documents for each product are relevant when deciding whether to acquire or hold that product and can be obtained by phoning 1800 816 222 or online at www.westpac.com.au.