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Home Loans Comparison

Premier Advantage Package discounts#


Loan establishment fee
Combination loan establishment fee
Monthly loan maintenance fee
Extra repayments6
Increase loan if you need additional funds6
Parental leave6
Repayment holiday6
Progress draws (for construction)
Reduced repayments6
100% offset 
Fixed rate lock in 
Combination loan
Things you should know

#Premier Advantage Package: Conditions of Use and a $395 annual package fee apply. You must either hold or be approved for a Westpac Choice account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Before deciding to acquire a Westpac Choice account, read the terms and conditions, and consider whether the product is right for you.
Premier Advantage Package Conditions of Use (PDF 1MB)


1. Fees and charges and normal credit criteria apply. Interest rates and discounted margin are subject to change. Terms and Conditions apply and are available on request.

2. The comparison rate is based on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3. Customers can make total prepayments of up to $15,000 (cumulative) for loans fixed prior to 21 March 2009, $25,000 (cumulative) for loans fixed between 21 March 2009 and 16 March 2012 or $30,000 (cumulative) for loans fixed on or after 17 March 2012, without costs or fees applying.

6. Subject to Bank's approval.

The above rates exclude any LVR discounts available for new loans.