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Upcoming changes to your Altitude Credit Card

From 1 August we’re making some changes to how you can earn Points on eligible purchases1 with your card. We’re changing the earn rates and expanding the spend categories.

Please refer to the tables below to learn about all category and earn rate changes2 to your specific Credit Card. If you’d like to check out the current Points earn rates prior to these changes, please visit this page. These changes will not impact your current Points balance.

Altitude Rewards Platinum Credit Card

How to earn Altitude Points New Altitude Points earn rate

International spend

For international purchases made in store and online 

$1 = 2 Points

Everyday spend

Most major Australian supermarkets, department stores, petrol stations, dining and utilities 

$1 = 1.25 Points
All other purchases3 $1 = 1 Point

Once you spend $5,000 in a statement cycle, you will earn 0.5 Points per $1 on further eligible purchases1.

Altitude Rewards Black Credit Card

How to earn Altitude Points New Altitude Points earn rate

International spend

For international purchases made in store and online 

$1 = 3 Points

Everyday spend

Most major Australian supermarkets, department stores, petrol stations, dining and utilities 

$1 = 2 Points
All other purchases3 $1 = 1 Point

Once you spend $10,000 in a statement cycle, you will earn 0.5 Points per $1 on further eligible purchases1.

Altitude Qantas Platinum Credit Card

How to earn Qantas Points New Qantas Points earn rate

International spend

For international purchases made in store and online 

$1 = 0.75 Points

Everyday spend

Most major Australian supermarkets, department stores, petrol stations, dining and utilities 

$1 = 0.5 Points
All other purchases3 $1 = 0.35 Points

Once you spend $5,000 in a statement cycle, you will earn 0.2 Points per $1 on further eligible purchases1.

Altitude Qantas Black Credit Card

How to earn Qantas Points New Qantas Points earn rate

International spend

For international purchases made in store and online 

$1 = 1.2 Points

Everyday spend

Most major Australian supermarkets, department stores, petrol stations, dining and utilities 

$1 = 0.8 Points
All other purchases3 $1 = 0.5 Points

Once you spend $10,000 in a statement cycle, you will earn 0.25 Points per $1 on further eligible purchases1.

Altitude Velocity Platinum Credit Card

How to earn Velocity Points New Velocity Points earn rate

International spend

For international purchases made in store and online 

$1 = 0.75 Points

Everyday spend

Most major Australian supermarkets, department stores, petrol stations, dining and utilities 

$1 = 0.5 Points
All other purchases3 $1 = 0.35 Points

Once you spend $5,000 in a statement cycle, you will earn 0.2 Points per $1 on further eligible purchases1.

Altitude Velocity Black Credit Card

How to earn Velocity Points New Velocity Points earn rate

International spend

For international purchases made in store and online 

$1 = 1.2 Points

Everyday spend

Most major Australian supermarkets, department stores, petrol stations, dining and utilities 

$1 = 0.8 Points
All other purchases3 $1 = 0.5 Points

Once you spend $10,000 in a statement cycle, you will earn 0.25 Points per $1 on further eligible purchases1.

What kind of businesses are included in the new ‘everyday spend’ category?

Below is a list of examples of what is included in the new everyday spend category:

  • Supermarkets include stores such as Woolworths, Coles, IGA, Harris Farm and ALDI
  • Department stores include stores such as David Jones and Myer
  • Petrol stations include stores such as Shell, Ampol, Caltex and BP
  • Dining includes restaurants, cafes, fast food, bars, hotels and entertainment venues
  • Utilities include payments for water, gas, electricity, internet, mobile and streaming services (excluding BPAY payments). 

Things you should know

1. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account. 

2. These earn rates will replace the earn rates that currently apply with particular purchase types or merchants, including any existing Points earn caps in place.  

3. If you choose to make any payment in any category using an intermediary service (such as Afterpay, PayPal or similar services), these transactions will be categorised as 'all other purchases’ as per the table above. We classify transactions using information provided to us by the card scheme (Visa or Mastercard), which tells us about the main type of business conducted by the Merchant. 

® Registered to BPAY Pty Ltd ABN 69 079 137 518.