The Westpac Lite Visa card is no longer available for sale. Here's a full list of our available credit cards.
If you currently have a Westpac lite card, nothing has changed. All benefits, features and fees outlined on this page still apply.
The important numbers
The Westpac Lite Card offers existing cardholders:
- a variable rate of 9.90% p.a. on purchases you make with the card
- No foreign transaction fees.
- A $9 monthly card fee and no annual card fee.
- no interest on purchases for up to 45 days when you pay your balance (including monthly card fee) in full each month.
What fees apply to this card?
|Variable interest rate on purchases
|Cash advance fee
|Cash advances not available
|Monthly card fee
|Foreign transaction fee
|Missed payment fee
|Non-Westpac Group ATM fee
|Although not a Westpac fee, using your card in a non-Westpac Group ATM may result in a charge to you. Avoid this fee by using one of Westpac’s extensive network of ATMS across Australia (including any St.George, BankSA and Bank of Melbourne ATMs). Find a Westpac Group ATM.
|Credit card surcharge
|In some instances, businesses may administer a ‘surcharge’ for credit card payments. Usually, these are a percentage fee of your purchase amount. Ask the merchant if a surcharge applies and how much it is before paying if you’re unsure.
Things you should know
Balance transfers into the Westpac Lite Card are not available.
Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.
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Westpac is the credit provider and credit licensee under National Consumer Credit Laws.