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Why choose Westpac Frequent Flyer credit cards?

  • Earn up to 1.25 rewards points/$ spent on eligible purchases.
  • Choose one of two great rewards programmes: Altitude Rewards or Altitude Qantas.
  • Enjoy complimentary travel, purchase and warranty insurance.
  • Travel the way you deserve with complimentary lounge passes on Altitude Black cards.
  • Add one additional cardholder at no extra cost.
  • Redeem your points for flights, upgrades and merchandise with Altitude Qantas or Altitude Rewards.

Choose one of two great rewards programs

Altitude Rewards

Better if you fly with Virgin Australia, Singapore Airlines, Cathay Pacific, Air New Zealand or Malaysia Airlines. You can also redeem points for gift cards, cashback and merchandise with Altitude Rewards.

For every eligible purchase, you will earn:

  • Up to 1.25 Altitude Points/$ on Altitude Black World Mastercard®

Altitude Qantas

Better if you like to fly with Qantas. Redeem points for flights and upgrades with Qantas, Jetstar and partner airlines. You can also redeem points for merchandise through the Qantas Store.

For every eligible purchase, you will earn:

  • Up to 0.625 Qantas Points/$ on Altitude Black World Mastercard®

What's included now?

Make the most of the special offers we currently have on our Frequent Flyer credit cards.

Altitude Platinum

  • Earn 60,000 bonus Qantas or Altitude Points when you spend $3,000 on eligible purchases with a new Altitude Platinum credit card within 90 days of card approval. Exclusions apply.^

  • $0 annual card fee in the first year (saving $150)+

Altitude Black

  • Earn 80,000 bonus Qantas or Altitude Points when you spend $3,000 on eligible purchases with a new Altitude Black credit card within 90 days of card approval. Exclusions apply.^

All special offers are for new cards only and are valid until 27th November 2018.


Select your Frequent Flyer card

Compare the features, fees and benefits of our Altitude credit cards to select the one that suits your needs.

Read about important changes to the Altitude cards effective 4 April 2018.

Westpac Altitude Platinum credit card

Altitude Platinum

Earn Altitude or Qantas points on purchases and make the most of concierge services plus complimentary insurance covers.

Essentials

  • 0.5 Qantas Points or 1 Altitude Point per $1 spent on eligible purchases made with Visa
  • $150 annual card fee
  • $6,000 minimum credit limit
  • 7,500 point cap with Altitude Rewards,
    3,750 with Altitude Qantas
  • Complimentary purchase and travel insurance.
Westpac Altitude Black credit card

Altitude Black

The premium Westpac card, with our best rewards points earn rates and complimentary insurance covers, plus airport lounge passes.

Essentials

  • 0.625 Qantas Points or 1.25 Altitude Points per $1 spent on eligible purchases made with Mastercard, uncapped
  • $250 annual card fee
  • $15,000 minimum credit limit
  • Complimentary purchase and travel insurance
  • 2 travel lounge invitations per year.
Things you should know

Consumer Credit Cards - Conditions of Use (PDF 280KB)

Credit criteria, fees and charges apply. Offers are not available in conjunction with any special offers that are not listed on www.westpac.com.au. Switches, upgrades or Westpac group staff are ineligible. Offer may be withdrawn or extended at any time. Terms and conditions available on request.

Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.

^Bonus points promotion: The respective bonus points promotion is available when you apply and are approved for a new Altitude Platinum or Altitude Black card between 9th August 2018 and 27th November 2018 and spend the minimum amount of $3,000 on eligible purchases on an Altitude Black card or $3,000 on eligible purchases on an Altitude Platinum card within 90 days from card approval in one or more transactions. 

Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account. The bonus Altitude Points or Qantas Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria. Existing Westpac customers who currently hold an Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis.

+Discounted annual card fee in first year promotion: The discounted first year annual card fee promotion is available when you apply for a new Low Rate between 12th June 2018 and 23rd October 2018 or Altitude Platinum credit card between 9th August 2018 and 27th November 2018. The first annual card fee at the special promotional rate will be debited to your card account on your first transaction and the full annual card fee will be debited annually thereafter.

Rewards Points: The earning and redemption of Altitude Points and Qantas Points is subject to the Altitude Rewards and Altitude Qantas Terms and Conditions. Purchases that are not eligible to earn Rewards Points are set out in the Altitude Rewards Terms and Conditions. For example: payments to the Australian Taxation Office, cash advances, BPAY and BPAY equivalent transactions do not earn Reward Points. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. 

Altitude Rewards: You must be a member of the relevant frequent flyer program to redeem Altitude Points for frequent flyer points. The Altitude Rewards Terms and Conditions and the terms and conditions of the relevant frequent flyer program apply. A joining fee may apply. Availability of Reward flights may be limited. For more information on the Altitude Rewards program, visit altituderewards.com.au.

Altitude Qantas: In order to earn and redeem points, you must be a member of the Qantas Frequent Flyer program.

Qantas Store Products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See qantas.com/store for details.

Qantas Club Complimentary Invitations: As a Westpac Altitude Black World Mastercard cardholder earning Qantas Points, you are eligible for two Qantas Club Complimentary Invitations within each 12-month period of your anniversary registration date when you register your Altitude Black World Mastercard via loungepass.altitudeblack.com.au and use your card in Australia to purchase selected Qantas products and services. Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number), Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas.

The Qantas Club Complimentary Invitations will be made available within 14 business days of meeting eligible spend via the Qantas Complimentary Invitations Portal, provided you are not in breach of the Credit Card Conditions of Use (PDF 280KB)  and your account remains open. Log in to the portal using your Qantas Frequent Flyer account to access your invitation, link it with an eligible Qantas flight booking, or to find out more information. To receive your Complimentary Invitations, you must have provided Westpac with your Qantas Frequent Flyer Number. If you have not yet registered for your complimentary Qantas Frequent Flyer Membership, you may join at qantaspoints.com/ffjoinwestpac

Qantas Club Complimentary Invitations are provided courtesy of Westpac, and are valid for Qantas Club and Qantas operated International Business Lounges only (excluding Los Angeles Tom Bradley Airport lounge). Not valid in International First Class lounges, Chairman's Lounge, Qantas Domestic Business, Qantas oneworld® alliance airline, partner airline or associated lounges. Each invitation is valid for a single visit before the expiry date specified on the invitation, when travelling with Qantas or Jetstar with a Qantas (QF) or Jetstar (JQ, 3K, GK, BL) flight number. Qantas Club Complimentary Invitations must not be resold. Qantas reserves the right to cancel invitations and disqualify future invitations that are in breach of this policy.

Access and use is subject to Qantas Club rules which are available at qantas.com/qantasclub. Access may not be available if the applicable lounge is full or near capacity, at the full discretion of lounge staff. Access and use of Qantas Club lounges is subject to Qantas Club terms and conditions

Qantas products and services: Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account, i.e. directly with Qantas or some travel agents, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees apply. Excludes Jetstar, Qantas Holidays, Qantas branded non airfare products, Qantas Freight and Qantas Staff Travel. For full Qantas Frequent Flyer Terms and Conditions, visit qantas.com/terms.

Complimentary insurance covers: AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, of 74 High Street, Toowong, QLD 4066 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac), of 275 Kent Street, Sydney, NSW 2000 which allows eligible Westpac account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Credit Cards Complimentary Insurance Policy which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by downloading the Westpac Credit Cards Complimentary Insurance Policy (PDF 316KB).

Priority Pass Membership: To enrol, go to altitudeblack.com.au. Lounge usage in excess of two visits per 12-month membership period and all guest visits will be charged directly to your Altitude Black World Mastercard at the prevailing visit fee which is currently US$27 per person, per visit. The first two visits within each 12-month membership period are complimentary to the primary cardholder only, after which every visit would be charged as per the prevailing rates. Any accompanying guests will be charged the prevailing visit fee, which is currently US$27 per person, per visit, which will be automatically charged on the cardholder's Altitude Black World Mastercard. A Westpac Foreign Transaction Fee will apply to the conversion amount. Prices are current as of February 2018. The date of visits determines which year of membership the visit is allocated to. Unused visits cannot be carried forward to the following 12-month period of membership. The number of free visits will be reset to two per each 12-month period. If you have enquiries about the Priority Pass program, contact Priority Pass by visiting the Contact Us page on www.prioritypass.com.  For full details on terms and conditions, visit Priority Pass website at prioritypass.com/Conditions-of-use.cfm.

Westpac is the credit provider and credit licensee under National Consumer Credit Laws.

World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.