American Express® Westpac Altitude Platinum Card
Like earning Altitude points? Then here’s a great way you can earn a whole lot more. Add an American Express® Westpac Altitude Platinum Card to your existing Westpac Altitude Mastercard® or Visa card. Then enjoy even wider acceptance, a higher Altitude Points earn rate and other American Express benefits.
More great reasons to add an American Express Westpac Altitude Platinum Card
A higher earn rate, uncapped
Earn 2 Altitude Points for every $1 spent on eligible purchases in Australia, uncapped.1
Access to Amex Offers
Whether it's shopping, dining, travel or entertainment there's an Amex Offer with your name on it, only with an American Express Westpac Altitude Card.
American Express Invites
American Express Invites opens the door to access pre-sale tickets to some of your favourite artists and includes reserved seating offers, only with an American Express Westpac Altitude Card.
Complimentary insurance covers
Complimentary cover for overseas travel, extended warranty, purchase security, transit accidents, subject to the terms and conditions set out in the American Express Westpac Altitude Card Insurance Policy.
The important numbers
This credit card is issued and serviced by American Express and operates independently to your existing Westpac card. It will have a separate credit limit, separate statement as well as separate fees and charges.
Annual Card fee: $49
Interest Rate on purchases: 20.24% p.a.
Cash advance rate: Cash advances are not available
Minimum credit limit: $3,000
Interest free days on purchases: Up to 45
Minimum income to apply: $50,000
Altitude Points earn rates on eligible purchases, uncapped:
- 2 point per $1 spent in Australia
- 3 points per $1 spent in foreign currency
- 1 points per $1 spent at government bodies in Australia such as Australia Post & the Australian Taxation Office.
Things you should know
The invitation to apply for the American Express Westpac Altitude Card is for the intended recipient only and this invitation is not transferable. You must apply by the invitation expiry date displayed in the email or letter you received.
Conditions, credit criteria and fees and charges apply. Switches or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.
Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
American Express Westpac Altitude Cards are issued and administered by American Express Australia Limited ABN 92 108 952 085, Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company.
American Express will pay a monthly commission to Westpac in relation to your account. As the commission is dependent on all American Express Westpac Altitude customers’ use of their Cards, the amount is not ascertainable. Fees or charges in relation to this Card are only payable to American Express, not Westpac.
Note: The Card issued by American Express will be a separate credit card contract to the Westpac Altitude Card, with its own credit limit, statement and annual Card fee.
Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.
Altitude Points: The earning of Altitude Points and bonus Altitude Points using an American Express issued Altitude Card is subject to the American Express® Westpac Altitude Cards Points Terms and Conditions available at americanexpress.com/australia/altitude-points-t&c. Redemption of Altitude Points is subject to the Altitude Rewards Terms and Conditions available at altituderewards.com.au. You may not be able to redeem Altitude Points if your Card account is in arrears for 2 consecutive statement cycles and in other circumstances. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. For the full list of exclusions, please refer to the American Express Westpac Altitude Cards Points Terms and Conditions available at americanexpress.com/australia/altitude-points-t&c. Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria have been met. Government: Merchants classified as “government” include the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies.
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 2227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible American Express Westpac Altitude cardholders to claim under it as third party beneficiaries. You must use your American Express Westpac Altitude Card to prepay $500 of travel costs in order to be covered under the overseas travel insurance. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the which may be amended from time to time. Westpac does not guarantee this insurance.
Registered to BPAY Pty Ltd ABN 69 079 137 518