Everyday Bank Account
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What kind of account do you need?
Are you already a Westpac customer?
Who can open
- Westpac customers 12 years or over. Applying on behalf of somebody younger?
- Anyone with an Australian residential address.
Applying from overseas or new to Australia?
- Do you have a Concession or Healthcare card and intend to have social security benefits paid into the account? You may be eligible for Westpac Choice for Concession Holders.
- Are you aged 55 years or over and retired? You may be eligible for Westpac Choice 55+ and Retired account.
- If you are under 21 years old or a full time tertiary student monthly services fees are waived.
What you'll need
- Your Westpac Online Banking credentials. You can always register for online Banking if you haven't already.
By opening this account you agree:
- That you have read and consent to our Privacy Statement.
- For us to communicate with you about this application or products and services that this form relates to.
- To us sending you a debit card and linking this to your account.
- To the Deposit Accounts for Personal and Self-Managed Superannuation Fund Customers Terms and Conditions (PDF 1MB)
- To receive account statements, terms and conditions, notices and account information electronically, or to be notified that these are available to retrieve electronically.
- To the Online Banking Terms and Conditions (PDF 1MB).
Your application will be saved for 14 days if you’d like to complete it later.
Who can open
- Anyone 12 years or over. Applying on behalf of somebody younger?
- Anyone with an Australian residential address.
Applying from overseas or new to Australia?
- Do you have a Concession or Healthcare card and intend to have social security benefits paid into the account? You may be eligible for Westpac Choice for Concession Holders.
- Are you aged 55 years or over and retired? You may be eligible for Westpac Choice 55+ and Retired account.
- If you are under 21 years old or a full time tertiary student monthly services fees are waived.
What you'll need
- Your mobile phone by your side.
- Two of the below ID documents to verify your identity:
- Australian Driver's Licence
- Medicare Card
- Passport
- Australian Birth Certificate
- Australian Driver's Licence
- Have your foreign tax details handy, if applicable.
By opening this account you agree:
- That you have read and consent to our Privacy Statement.
- For us to communicate with you about this application or products and services that this form relates to.
- To us sending you a debit card and linking this to your account.
- To the Deposit Accounts for Personal and Self-Managed Superannuation Fund Customers Terms and Conditions (PDF 1MB)
- To receive account statements, terms and conditions, notices and account information electronically, or to be notified that these are available to retrieve electronically.
- To the Online Banking Terms and Conditions (PDF 1MB).
Your application will be saved for 14 days if you’d like to complete it later.
Are both applicants registered for Westpac Online Banking?
Who can open
- Westpac customers 12 years or over.
- Those with an Australian residential address who are currently in Australia.
Applying from overseas or new to Australia?
- Do both of you have a Concession or Healthcare Card and intend to have social security benefits paid into the account? You may be eligible for Westpac Choice for Concession Holders.
- Are you 55 years of age or over and retired? You may be eligible for Westpac Choice 55+ and Retired account.
- If you are under 21 years old or full time tertiary student monthly services fees are waived.
What you'll need
- Your Westpac Online Banking credentials. You can register for Online Banking if you haven’t already.
- To gain full access to your account, you’ll need to be registered for Westpac Protect SMS Code. We’ll send an SMS Code to both applicants before opening your account.
By opening this account, you agree:
- That you have read and consent to our Privacy Statement.
- To the Deposit Accounts for Personal and Self-Managed Superannuation Fund Customers Terms and Conditions (PDF 1MB) for the account and card.
- To hold the account in joint names (to open an account in trust you’ll need to visit a branch).
- For us to communicate with you about this application or products and services that this form relates to.
- To receive account statements, terms and conditions, noticed and account information electronically, or to be notified that these are available to retrieve electronically.
- That you have permission to give us personal information about any joint applicants.
Your application will be saved for 14 days if you’d like to complete it later.
Who can open
- Anyone 12 years or over.
- Those with an Australian residential address who are currently in Australia.
Applying from overseas or new to Australia?
- Do both of you have a Concession or Healthcare Card and intend to have social security benefits paid into the account? You may be eligible for Westpac Choice for Concession Holders.
- Are you 55 years of age or over and retired? You may be eligible for Westpac Choice 55+ and Retired account.
- If you are under 21 years old or full time tertiary student monthly services fees are waived.
What you'll need
- To gain full access to your account, you and the other applicant will need to visit a Westpac branch together to verify your identities.
By opening this account, you agree:
- That you have read and consent to our Privacy Statement.
- To the Deposit Accounts for Personal and Self-Managed Superannuation Fund Customers Terms and Conditions (PDF 1MB)for the account and card.
- To hold the account in joint names (to open an account in trust you’ll need to visit a branch).
- For us to communicate with you about this application or products and services that this form relates to.
- To receive account statements, terms and conditions, noticed and account information electronically, or to be notified that these are available to retrieve electronically.
- That you have permission to give us personal information about any joint applicants.
Your application will be saved for 14 days if you’d like to complete it later.