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Is Westpac PayWear safe to use?

All contactless purchases you make with Westpac PayWear are safe, secure and protected by Westpac’s Fraud Money Back Guarantee*, the same as your Westpac Debit Mastercard®.

If you walk past a contactless terminal, your Westpac PayWear will not be activated to make a payment.  The merchant must have entered the transaction amount into the terminal, and your Westpac PayWear must be within four centimetres of the contactless terminal for more than half a second to trigger payment. Once triggered, only approved transactions will be processed against your account.

For purchases over $100, you will be required to enter your PayWear Card PIN at the terminal.

Find out more about PayWear


*Our Westpac Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Westpac promptly. Refer to your debit card’s conditions of use for full details, including when a customer will be liable.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.