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Meet your obligations

BT Super makes it easy for you to provide your employees with a simple to manage, default super plan. Find out more about your super obligations

No cost to your business 

BT Super is free to register and you can pay all your employees’ super contributions quickly at no cost, using QuickSuper.

Focus on wellbeing

Our wellbeing portals provide business owners and super fund members with free access to tools and resources to help them understand and improve their health and wellbeing. 

BT Super Concierge

Our dedicated business super team is here to help you with your super queries.  

Super that helps your employees 

  • Flexible investing with sustainable options. 
  • Insurance you can count on.
  • Everyday benefits including discounts, health programs and financial tools.

Take a closer look at BT Super

Pay all your employees’ super contributions quickly and at no cost using QuickSuper – no matter which fund they belong to.

QuickSuper features:
  • employee superannuation administration, contribution data and payments
  • one super payment covers all employees in all super funds.

Learn more about QuickSuper

Flexible investment options

  • Lifestage investments where the investment mix automatically adjusts throughout an employee’s working life so they can set-and-forget. 
  • Employees can also access a range of investment options from leading fund managers.

Investment guide

Insurance you can count on

Our multi-award winning insurer, BT Insurance, is committed to early intervention, and helping injured or ill employees return to wellness - and work - as soon as possible.

  • Automatic cover for eligible employees, generally provided without medical checks, so your employees can be covered sooner. 
  • If you have 5 or more employees, you can tailor the cover you offer including adding Salary Continuance insurance.

Insurance guide

Additional benefits

My Wellbeing

Our wellbeing portals provide business owners and super fund members with free access to tools and resources to help them understand and improve their health and wellbeing.

Benefits Now

Your employees can enjoy a range of deals and discounts across health, fitness, travel, entertainment and technology to banking products like credit cards, personal loans and insurance.


No fees for employers

You won’t pay any set-up or ongoing fees for your BT Super employer plan, including access to the QuickSuper payments portal.

Fees for employees

Type of fee Amount
Administration fees

$9.00 per month + 0.28% p.a.

Investment fee

Estimated 0.10% to 1.38%^ p.a.

Buy sell spread Estimated 0% - 0.60%^ p.a.
Indirect cost ratio Estimated 0.05% to 1.23%^ p.a.
The above summary of the Fees and Costs are current as at 1st March 2021. 
^ Other fees and costs may apply depending on investment, insurance and advice decisions. Please refer to the  PDS and  Additional Information Booklet for further information.

Westpac and BT – helping you through your financial life

As part of our Group and one of Australia’s leading wealth experts, BT has been helping Australians build and protect their wealth since 1969. With 50 years’ experience BT can help you and your people plan for today and tomorrow by helping to identify ways to make more of what you have and empowering you to make smarter, confident financial decisions.

Are you on track with your business super obligations?

Answer a few simple questions to help you work out your business super obligations and if you’re looking after your people. It only takes about 5 minutes.

Find out more

Things you should know

This information was prepared by BT Funds Management Limited ABN 63 002 916 458, AFSL No. 233724, RSE No. L0001090 (BTFM) and is current as at October 2019. The information provided is general in nature and does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness and read the disclosure documents before making any decision. This document provides an overview or summary only and it should not be considered a comprehensive statement on any matter or relied upon as such

BTFM is the trustee and issuer interests in of BT Super, which forms part of Retirement Wrap ABN 39 827 542 991, of which BTFM is trustee. A Product Disclosure Statement (PDS) is available for BT Super and can be obtained on this page or by calling BT Customer Relations on  1300 553 010. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of BT Super. Insurance offered through BT Super is issued by Westpac Life Insurance Services Limited (WLISL) ABN 31 003 149 157, AFSL 233728.

BTFM and WLISL are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 (Westpac or the Bank). An investment in BT Super is not an investment in, a deposit with or any other liability of Westpac or any other company in the Westpac Group. It is subject to investment risk, including possible delays in the payment of benefits and possible loss of amounts invested.

Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of BT Super.

Please read the Financial Services Guides for BTFM and Westpac or obtain a copy by calling 1300 553 010, visiting or from any Westpac branch before proceeding. If you would prefer another way of receiving the Financial Services Guide (such as in hardcopy), please let us know.