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Westpac and BT – helping you through your financial life

As part of our Group and one of Australia’s leading wealth experts, BT has been helping Australians build and protect their wealth since 1969. With 50 years’ experience BT can help you and your people plan for today and tomorrow by helping to identify ways to make more of what you have and empowering you to make smarter, confident financial decisions.

Meet your obligations

BT Super makes it easy for you to provide your employees with a simple to manage, default super plan.

No cost to your business 

BT Super is free to register and you can pay all your employees’ super contributions quickly at no cost, using QuickSuper.

Put your employees first

Our wellbeing portal helps your employees discover news and information across all aspects of wellbeing.

Super that helps your employees prepare for their best financial future

  • Flexible investing with sustainable options. 
  • Insurance you can count on.
  • Everyday benefits including discounts, health programs and financial tools.

Take a closer look at BT Super

Pay all your employees’ super contributions quickly and at no cost using QuickSuper – no matter which fund they belong to.

QuickSuper features:
  • employee superannuation administration, contribution data and payments
  • one super payment covers all employees in all super funds.

Learn more about QuickSuper

Flexible investment options

  • Lifestage investments where the investment mix automatically adjusts throughout an employee’s working life so they can set-and-forget. 
  • Employees can also access a range of investment options from leading fund managers.

Investment guide

Insurance you can count on

Our multi-award winning insurer, BT Insurance, is committed to early intervention, and helping injured or ill employees return to wellness - and work - as soon as possible.

  • Automatic cover for eligible employees, generally provided without medical checks, so your employees can be covered sooner. 
  • If you have 5 or more employees, you can tailor the cover you offer including adding Salary Continuance insurance.

Insurance guide

Additional benefits

My Wellbeing

Help your employees discover information across many aspects of wellbeing. There are also online seminars that cover a range of wellbeing topics. 

Personalised Wealth Review

This interactive tool allows your employees to quickly and easily enter their current financial position and receive a personalised wealth report with future projections and next steps.

Benefits Now

Your employees can enjoy a range of deals and discounts across health, fitness, travel, entertainment and technology to banking products like credit cards, personal loans and insurance.


No fees for employers

You won’t pay any set-up or ongoing fees for your BT Super employer plan, including access to the QuickSuper payments portal.

Fees for employees

Type of fee Amount
Administration fees

$6.50 per month ($78.00 p.a.)

0.45% p.a. of the account balance

Investment fee

0.50% p.a. of the balance invested in Lifestage investment options

0.00% to 1.28% p.a. of the amount invested in other investment options (depending on the investment option)

Plus, a buy-sell spread of up to 0.60% that is only charged when an employee changes investment options.
Things you should know

        Product Disclosure Statement

        Super Guide

        Investment Guide

        Insurance Guide

BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 (BTFM) is the issuer of BT Super, which forms part of Retirement Wrap ABN 39 827 542 991, of which BTFM is trustee. A Product Disclosure Statement (PDS) is available for BT Super and can be obtained on this page or by calling BT Customer Relations on  1300 553 010. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of BT Super. Insurance offered through BT Super is issued by Westpac Life Insurance Services Limited (WLISL) ABN 31 003 149 157, AFSL 233728.

BTFM is a subsidiary of Westpac Banking Corporation ABN 33 007 457 141 (Westpac or the Bank). An investment in BT Super is not an investment in, a deposit with or any other liability of Westpac or any other company in the Westpac Group. It is subject to investment risk, including possible delays in the payment of benefits and possible loss of amounts invested.

Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of BT Super.

Please read the Financial Services Guides for BTFM and Westpac or obtain a copy by calling 1300 553 010, visiting or from any Westpac branch before proceeding. If you would prefer another way of receiving the Financial Services Guide (such as in hardcopy), please let us know within the next seven days.