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Up to $4k cashback for switching your home loan to us**

Featured Corporate Partners offer

  • Bonus $1,000 refinance cashback just for eligible Corporate Partners. Apply by 31 August 2022 and settle by 30 November 2022. Excludes home loans financed through a mortgage broker.

  • Add this to our standard $3,000 refinance cashback with an LVR+ up to 80%. Apply by 30th June 2022 and settle by 30th September 2022.

  • Both offers available on our basic and packaged# home loans ($395 annual package fee^ applies). Min loan amount $250k. Excludes refinances within the Westpac Group.

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Check out the offers, fee waivers and discounts available to Corporate Partner members.

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Going through a tough time, buying a home, starting a family or a business. We're here to help in life’s moments of joy, uncertainty and change.

 

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We’re taking action today for a brighter future for tomorrow. For example, we're supporting existing thermal coal customers, with a commitment to reduce our exposure to zero by 2030.

 

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Ruby Connection

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Bringing the bank to you

Your organisation has partnered with Westpac to support your financial wellbeing, including a private virtual consultation with one of our specialists. Ready to review your current home loan, switch banks, or chat about the benefits available to you?

 

Fill in a few details and one of our dedicated team will aim to get back to you within one business day. 

 

Things you should know

Credit Criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for Non-Australian Resident borrowers.


Program eligibility. If you didn’t receive the link to this Corporate Partners Program site directly from your organisation, you may be ineligible to receive Program benefits. To check, ask your employer, community group or government organisation if they’re a Westpac Corporate Partner e.g. contact your group coordinator, HR or department head. If you still have questions, fill in a few details and one of our team will aim to get back to you within one business day.


 
** Corporate Partners bonus $1K refinance or new purchase cashback: Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply. Apply between 1 October 2020 to 31 August 2022 and settle by 30 November 2022. Min loan amount $250k and no LVR requirements. Offer available to Corporate Partners’ members and employees. Eligibility of the primary applicant must be confirmed at the start of the application. Only one $1,000 bonus refinance or new purchase cashback will be paid for the first application. $3K refinance cashback offer: Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply. Apply between 1st December 2021 to 30th June 2022 and settle by 30th September 2022 for refinance applications. Offer may be varied or withdrawn at any time. Min Loan amount $250k and LVR up to 80%. Offers available for Owner Occupier with Principal & Interest repayments and Investment Property Loans (Principal and Interest & Interest Only repayments). Premier Advantage Package ($395 annual package fee and T&Cs apply) and Flexi First Option Loans. The first year annual package fee is waived for Corporate Partners. Limit of one $3,000 cashback payment regardless of the number of applications, applicants, properties or loans involved per 12 month period. For joint applications, only one cashback payment will be paid to the primary applicant. Excludes Owner Occupier Interest Only, loans originated through a mortgage broker, introducer, paid referrer (Mortgage Alliance), residential lending originated under family or company trusts and refinances within Westpac Group (which includes refinances from Westpac, St.George, Bank of Melbourne, BankSA and RAMS). Applicants must have a Westpac transaction account at the time of settlement, and must keep this account for 60 days after settlement. Applicants’ home loan repayments must be direct debited from this transaction account. The cashback will be paid into this account within 60 days after settlement. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters. 

^ The annual package fee of $395 is waived for the first year only for Corporate Partner customers. The annual package fee will be payable from an eligible Westpac Choice transaction account after the first year. Discount applies at the time of application when you tell us you're a Premier Advantage Package customer.


 

+LVR stands for the initial loan to value ratio at loan approval. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and don’t change because of changes to the LVR during the life of the loan.


 

#Premier Advantage Package: Conditions of Use and $395 annual package fee applies. You must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Applicants must have a Westpac Choice transaction account linked to the home loan at the time of settlement and must keep this account open for 60 days after settlement. Before deciding to acquire a Westpac Choice account, read the terms and conditions, and consider whether the product is right for you. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.
Premier Advantage Package Conditions of Use (PDF 88KB)