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Offers for our Corporate Partners

Home loans

$1k cashback when you buy a property with us**

First home, investing or moving? Corporate Partners could get $1,000 cashback on their first application. Available on Flexi First Option and packaged# home loans ($395 annual package fee^) with a $250k min loan size. Apply by 31 August 2022, settle by 30 November 2022.

Everyday banking

Pay no monthly account fee for a year^^  

$5 monthly account keeping fee^^ waived for the first 12 months.

Simply mention ‘Corporate Partners’ when you open a new individual Westpac Choice transaction account in-branch.

Personal loans

Pay no establishment fee on a new personal loan

Available to Corporate Partners who apply in-branch for a new 1-7 year Westpac unsecured or secured (car) personal loan. If approved, the establishment fee will be waived1, saving $250.

Offer can’t be used with any other promotion, and may be changed or withdrawn any time.

 

Premier Advantage Package

First year’s annual package fee waived^

The home loan annual Premier Advantage Package# fee^ of $395 is waived for the first year only, for Corporate Partner customers. 

Medical Professionals

Medical professionals may have lenders mortgage insurance waived.

As a medical professional, you support your patients and we would like to do the same for you.

You could get loans to a maximum LVR+ of 90% without lenders mortgage insurance2 (LMI) subject to assessment on meeting the eligibility criteria. 

Industry Professionals

Industry professionals may have lenders mortgage insurance waived.

As a professional with a qualifying occupation in the accounting and legal industry, you may be able to access our Industry Specialisation package.

We may waive lenders mortgage insurance3 for loans with a maximum LVR+ up to 90%. The qualifying professionals’ gross taxable income must be a minimum of $120,000 per annum to be eligible for this policy.

Not sure if your organisation is a Westpac Corporate Partner?

If you didn’t receive the link to this site directly from your organisation, you may be ineligible to receive the Program benefits. To check, ask your organisation if they’re a Westpac Corporate Partner. Still have some questions? 

Up to $3K cashback for switching your home loan to us**

Featured Corporate Partners offer

  • Bonus $1,000 refinance cashback just for eligible Corporate Partners. Apply by 31 August 2022 and settle by 30 November 2022. Excludes home loans financed through a mortgage broker.

  • Add this to our standard $2,000 refinance cashback with an LVR+ up to 80%. Apply by 31st October 2022 and settle by 31st January 2023.

  • Both offers available on our basic and packaged# home loans ($395 annual package fee^ applies). Min loan amount $250k. Excludes refinances within the Westpac Group.

Looking for something else?

You’ll find more offers and tools on westpac.com.au

Credit cards

Check out our latest credit card offers, and find the card that is right for you.

 

Savings offer

18-29? Earn bonus interest when you Spend&Save with an everyday account and a savings account. 

 

Organisation support

Our Help Hub brings together some of Australia’s most innovative businesses, industry experts and education to help you and your organisation succeed.

 

Get started

Fill in a few details and one of our dedicated team will aim to get back to you within one business day.

 

Things you should know

Personal Loan Contract Terms and Conditions (PDF 394KB)
Online Banking Terms and Conditions (PDF 277KB)
Deposit Accounts for Personal & SMSF customers - Terms & Conditions (PDF 1007KB)
Find out what information you need to provide to become a customer (PDF 657KB)

Credit Criteria, fees and charges apply. Terms and conditions available on request. Based on Westpac's credit criteria, residential lending is not available for Non-Australian Resident borrowers.

Key Fact Sheet for Home Loans

Program eligibility. If you didn’t receive the link to this Corporate Partners Program site directly from your organisation, you may be ineligible to receive Program benefits. To check, ask your employer, community group or government organisation if they’re a Westpac Corporate Partner e.g. contact your group coordinator, HR or department head. If you still have questions, fill in a few details and one of our team will aim to get back to you within one business day.


** Corporate Partners bonus $1K refinance or new purchase cashback: Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply. Apply between 1 October 2020 to 31 August 2022 and settle by 30 November 2022. Min loan amount $250k and no LVR requirements. Offer available to Corporate Partners’ members and employees. Eligibility of the primary applicant must be confirmed at the start of the application. Only one $1,000 bonus refinance or new purchase cashback will be paid for the first application. $2K refinance cashback offer: Conditions, credit criteria, fees, charges, eligibility criteria and exclusions apply. Apply between 1st August 2022 to 31st October 2022 and settle by 31st January 2023 for refinance applications. Offer may be varied or withdrawn at any time. Min Loan amount $250k and LVR up to 80%. Offers available for Owner Occupier with Principal & Interest repayments and Investment Property Loans (Principal and Interest & Interest Only repayments). Premier Advantage Package ($395 annual package fee and T&Cs apply) and Flexi First Option Loans. The first year annual package fee is waived for Corporate Partners. Limit of one $2,000 cashback payment regardless of the number of applications, applicants, properties or loans involved per 12 month period. For joint applications, only one cashback payment will be paid to the primary applicant. Excludes Owner Occupier Interest Only, loans originated through a mortgage broker, introducer, paid referrer (Mortgage Alliance), residential lending originated under family or company trusts and refinances within Westpac Group (which includes refinances from Westpac, St.George, Bank of Melbourne, BankSA and RAMS). Applicants must have a Westpac transaction account at the time of settlement, and must keep this account for 60 days after settlement. Applicants’ home loan repayments must be direct debited from this transaction account. The cashback will be paid into this account within 60 days after settlement. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters. 

^ The annual package fee of $395 is waived for the first year only for Corporate Partner customers. The annual package fee will be payable from an eligible Westpac Choice transaction account after the first year. Discount applies at the time of application when you tell us you're a Premier Advantage Package customer.


 

+LVR stands for the initial loan to value ratio at loan approval. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and don’t change because of changes to the LVR during the life of the loan.


 

#Premier Advantage Package: Conditions of Use and $395 annual package fee applies. You must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Applicants must have a Westpac Choice transaction account linked to the home loan at the time of settlement and must keep this account open for 60 days after settlement. Before deciding to acquire a Westpac Choice account, read the terms and conditions, and consider whether the product is right for you. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.
Premier Advantage Package Conditions of Use (PDF 88KB)



^^ Westpac Choice fee waiver: Offer available to new and existing Westpac Choice customers who open a new individual Westpac Choice account. Customers' identity must first be verified by the bank in-branch to receive this offer. Offer limited to one $5 monthly account keeping fee, waived for 12 months per customer. Fees and charges apply. Please read the terms and conditions at Westpac.com.au before making a decision and consider whether the product is appropriate for you. 


1 $0 establishment fee: Information correct as at 27 November 2019. The Establishment Fee waiver is available to Corporate Partners active business partners who apply and complete an application for a new Westpac Unsecured or Car Personal Loan in branch. If approved, the Establishment fee will be waived, saving $250. This offer waiver cannot be used in conjunction with any other offer promotion and may be varied or withdrawn at any time. All other fees outlined on public website Personal Loan product pages. Unless otherwise specified, the products and services described on this website are available only in Australia.

2Medical Professionals lenders mortgage insurance: Credit criteria, fees and charges apply. Terms and conditions available on request. Application subject to credit approval and lending criteria. Lenders mortgage insurance may be waived with a 10% deposit for eligible medical professionals. Eligible medical professionals include dentists, general practitioners, hospital employed doctors, medical specialists, optometrists, pharmacists, veterinary practitioners, physiotherapists (minimum income thresholds apply) and chiropractors (minimum income thresholds apply). Applicant must be an Australian citizen, approved permanent visa holder or Temporary 482 TSS Medium-Term (MLTSSL) visa holders. 

3Industry Professionals lenders mortgage insurance: Credit criteria, fees and charges apply. Terms and conditions available on request. Application subject to credit approval and lending criteria. Lenders mortgage insurance will be waived with a 10% deposit for eligible accountants. Eligible industry professional includes qualified accountant with a current membership from one of the following: Institute of Public Accountants, Chartered Accountants Australian and New Zealand, CPA Australia, Chartered Financial Analyst Institute Australia or Fellowship of the Institute of Actuaries of Australia. Eligible industry professional must provide evidence dated within the last 12 months of Practising Certificate allowing them to practice as a lawyer, solicitor or barrister in the Australian State or Territory that they currently practice in. Applicant must have a minimum gross taxable income of $120,000 p.a. Applicant must be an Australian citizen or approved permanent visa holder.