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Offers for our Corporate Partners

Home Guarantee Scheme

With this government-initiated scheme, eligible applicants can choose from three guarantees5, with a low deposit of 2-5% and no Lenders Mortgage Insurance applicable. T&Cs apply.

Home loans

New home loan – extra interest rate discount*

As an eligible Corporate Partner member or employee, you’ll enjoy an extra 0.10% p.a. interest rate discount* on your new packaged Rocket Variable home loan with optional offset – for the life of your loan. That’s on top of the package savings with the Premier Advantage Package#. ($395 annual package fee). First year’s annual package fee is waived^ for Corporate Partner members and employees. Minimum loan size $150,000. Eligibility, credit criteria, fees and conditions apply.

Premier Advantage Package

First year’s annual package fee waived^

The home loan annual Premier Advantage Package# fee^ of $395 is waived for the first year only, for Corporate Partner members and employees. 

Everyday banking

Pay no monthly account fee for a year^^  

$5 monthly account keeping fee^^ waived for the first 12 months.

Simply mention ‘Corporate Partners’ when you open a new individual Westpac Choice transaction account in-branch.

Personal loans

Pay no establishment fee on a new personal loan

Available to Corporate Partners who apply in-branch for a new 1-7 year Westpac unsecured or secured (car) personal loan. If approved, the establishment fee will be waived1, saving $250.

Offer can’t be used with any other promotion, and may be changed or withdrawn any time.

 

Industry Professionals

Industry professionals may have lenders mortgage insurance waived.

As a professional with a qualifying occupation in the accounting and legal industry, you may be able to access our Industry Specialisation package.

We may waive lenders mortgage insurance3 for loans with a maximum LVR+ up to 90%. The qualifying professionals’ gross taxable income must be a minimum of $120,000 per annum to be eligible for this policy.

Not sure if your organisation is a Westpac Corporate Partner?

If you didn’t receive the link to this site directly from your organisation, you may be ineligible to receive the Program benefits. To check, ask your organisation if they’re a Westpac Corporate Partner. Still have some questions? 

Medical Professionals

Medical professionals may have lenders mortgage insurance waived.

As a medical professional, you support your patients and we would like to do the same for you.

You could get loans to a maximum LVR+ of 90-95% without lenders mortgage insurance2 (LMI) subject to assessment on meeting the eligibility criteria. 

Thinking of switching more than your home loan?

  • Enjoy discounts and rewards

    Get discounts on some of your favourite brands with your everyday account, and earn points with our rewards credit cards.

  • Save more when you package

    As well as discounts on your home loan, you’ll pay no card fee on a Westpac credit card (when linked to your package#), and no monthly fee on our everyday bank account ($395 annual package fee applies^).

  • It's easy to manage your money

    Manage all your accounts in one place. Pay easily with PayID, near-instant bank transfers, Apple Pay, Google Pay, Samsung Pay, and more.

  • We keep your money safe

    Our everyday accounts and credit cards are backed by our 24/7 Fraud Monitoring and Fraud Moneyback Guarantee4.

Looking for something else?

You’ll find more offers and tools on westpac.com.au

Credit cards

Check out our latest credit card offers, and find the card that is right for you.

 

Savings offer

18-29? Earn bonus interest when you Spend&Save with an everyday account and a savings account. 

 

Organisation support

Our Help Hub brings together some of Australia’s most innovative businesses, industry experts and education to help you and your organisation succeed.

 

Get started

Fill in a few details and one of our dedicated team will aim to get back to you within one business day.

 

Things you should know

Conditions, credit criteria, fees and charges apply. Residential lending is not available for Non-Australian Resident borrowers.

This information has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice. This includes any tax consequences arising from any promotions for investors and customers should seek independent advice on any taxation matters.

Key Fact Sheet for Home Loans

Program eligibility. If you didn’t receive the link to this Corporate Partners Program site directly from your organisation, you may be ineligible to receive Program benefits. To check, ask your employer, community group or government organisation if they’re a Westpac Corporate Partner e.g. contact your group coordinator, HR or department head. If you still have questions, fill in a few details and one of our team will aim to get back to you within one business day.

Personal Loan Contract Terms and Conditions (PDF 394KB) - for customers approved before 18 March 2024.
Personal Loan Contract Terms and Conditions (PDF 210KB) - ​for customers who apply on or after 18 March 2024.​

Online Banking Terms and Conditions (PDF 417KB)

Deposit Accounts for Personal & SMSF customers - Terms & Conditions (PDF 1MB)

Find out what information you need to provide to become a customer (PDF 657KB)

^ The annual package fee of $395 is waived for the first year only for Corporate Partner members and employees. The annual package fee will be payable from an eligible Westpac Choice transaction account after the first year. Discount applies at the time of application when you tell us you're a Premier Advantage Package customer.

^^Westpac Choice fee waiver: Offer available to new and existing Westpac Choice customers who open a new individual Westpac Choice account. Customers' identity must first be verified by the bank in-branch to receive this offer. Offer limited to one $5 monthly account keeping fee, waived for 12 months per customer. Fees and charges apply. Please read the terms and conditions at Westpac.com.au before making a decision and consider whether the product is appropriate for you. 

+LVR stands for the loan-to-value ratio. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and won’t change during the life of the loan as the LVR changes. 

#Premier Advantage Package: Conditions of Use and $395 annual package fee applies. You must either hold or be approved for a Westpac Choice transaction account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Applicants must have a Westpac Choice transaction account linked to the home loan at the time of settlement and must keep this account open for 60 days after settlement. Before deciding to acquire a Westpac Choice account, read the terms and conditions, and consider whether the product is right for you. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.
Premier Advantage Package Conditions of Use (PDF 120KB)

1 $0 establishment fee: Information correct as at 27 November 2019. The Establishment Fee waiver is available to Corporate Partners active business partners who apply and complete an application for a new Westpac Unsecured or Car Personal Loan in branch. If approved, the Establishment fee will be waived, saving $250. This offer waiver cannot be used in conjunction with any other offer promotion and may be varied or withdrawn at any time. All other fees outlined on public website Personal Loan product pages. Unless otherwise specified, the products and services described on this website are available only in Australia.

2Medical Professionals lenders mortgage insurance: Credit criteria, fees and charges apply. Terms and conditions available on request. Application subject to credit approval and lending criteria. Lenders mortgage insurance may be waived with a 5-10% deposit for eligible medical professionals. Eligible medical professionals include dentists, general practitioners, hospital employed doctors, medical specialists, optometrists, pharmacists, veterinary practitioners, physiotherapists (minimum income thresholds apply) and chiropractors (minimum income thresholds apply). Applicant must be an Australian citizen, approved permanent visa holder or Temporary 482 TSS Medium-Term (MLTSSL) visa holders. 

3Industry Professionals lenders mortgage insurance: Credit criteria, fees and charges apply. Terms and conditions available on request. Application subject to credit approval and lending criteria. Lenders mortgage insurance will be waived with a 10% deposit for eligible accountants. Eligible industry professional includes qualified accountant with a current membership from one of the following: Institute of Public Accountants, Chartered Accountants Australian and New Zealand, CPA Australia, Chartered Financial Analyst Institute Australia or Fellowship of the Institute of Actuaries of Australia. Eligible industry professional must provide evidence dated within the last 12 months of Practising Certificate allowing them to practice as a lawyer, solicitor or barrister in the Australian State or Territory that they currently practice in. Applicant must have a minimum gross taxable income of $120,000 p.a. Applicant must be an Australian citizen or approved permanent visa holder.

*Eligibility, credit criteria, fees and conditions apply. Exclusive offer for eligible Corporate Partner members or employees only. Offer includes additional 0.10% p.a. interest rate discount on new packaged# Variable Rate home loan and $395 package fee waiver for the first year ($395 annual fee applies after the first year).  This offer may be varied or withdrawn at any time. Eligibility of the primary applicant must be confirmed at the start of the application. Offer available on Owner Occupier (Principal & Interest), Owner Occupier (Interest Only), Investment Property (Principal & Interest) and Investment Property (Interest Only) home loans. Minimum loan size of $150,000. Offer not available for loans originated through a mortgage broker, introducer, paid referrer (Mortgage Alliance) and residential lending originated under family or company trusts.

4Westpac Fraud Money Back Guarantee ensures that you’ll be reimbursed for any unauthorised transactions, provided that you haven’t contributed to the loss and you’ve contacted Westpac promptly. Refer to the credit card or debit card’s Terms & Conditions for full details, including when you’d be liable.

5To find out more visit the Home Guarantee Scheme website. Once our allocation of loans under the scheme has been exhausted, standard lending approval criteria, including the need for LMI and LDP where appropriate, will apply.

Credit provided by Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.