Insurance

Essentials

• Choose from comprehensive or third party insurance

• Pay by the month at no extra charge
• Insure your car against theft or damage

We have partnered with Vero Car Insurance to offer you two levels of cover:

Comprehensive Insurance

Protects you against:

• Loss and damage to your vehicle if it is destroyed, or damaged, in an accident
• Theft
• Third party property damage and bodily injury
• Any other event.

Third party property damage and bodily injury cover

Protects you against:

• Legal liability for loss or damage to other peoples’ property
• Death or bodily injury to others, not covered under compulsory third party insurance
• Legal costs
• Loss or damage to your vehicle up to $5,000 where the other party is at fault and is not insured. 

Features

Choose from:

• Comprehensive insurance
• Third party property damage and bodily injury cover.   

Comprehensive Insurance

This cover protects you for loss and damage to your vehicle if it is destroyed or damaged due to an accident, theft or any other event.  It also covers you for third party property damage and bodily injury.  

Cover available

Cover	Limit
Total loss of your vehicle within 2 years of the original registration date	New vehicle replacement
Getting home after an accident or theft	Cover up to
Taxi fare following an accident less than 100 km from your home	$100
Emergency accommodation following an accident more than 100 kms from your home	$500
Vehicle hire	$100 a day to a maximum of $1,500 in total
Towing and storing your vehicle if it cannot be driven	Reasonable costs
Personal belongings	Cover up to
Replacing stolen keys and re coding the vehicle locks	$1,000
Loss or damage to personal belongings left in the vehicle	$750 to a maximum of $1,500 for any one item
Trailers	Cover up to
Loss or damage to trailer which is attached to your vehicle at the time of the loss or damage	$1,500

Third party property damage and bodily injury

This cover protects you against: 

• Legal liability for loss or damage to other peoples’ property
• Death or bodily injury to other people not covered under a compulsory third party insurance policy
• Legal costs and expenses up to $20 million
• Loss or damage to your vehicle up to $5,000 where the other driver is at fault and not insured.

Optional cover

When you choose third party property damage and bodily injury, for an additional premium, you can select cover for loss and damage caused to your vehicle by:

• Theft
• Explosion
• Fire or
• Lightning. 

You can choose to insure either up to $5,000 or the market value of your vehicle.

How to claim

Call us 24 hours a day, 7 days a week, on 1800 805 458.   

If your car is stolen or maliciously damaged

Call the police if your car is stolen or maliciously damaged.

Note: You may need to provide us with the name of the police officer and police station where you made the report. 

If you are involved in an accident

• Do not admit to anyone involved that you were at fault
• Write down the full names, addresses and phone numbers of all drivers, passengers and witnesses involved
• Write down the vehicle registration numbers and insurance details of all vehicles involved.

Note: You may need to provide us with this information when making a claim.   

Insurance claim help

If you need assistance with your claim, call us on 1800 805 458.