Business credit cards

From the everyday benefits of a low rate credit card, to credit cards that reward you for your business expenditure, with Westpac, you can choose a credit card that best reflects your priorities.  

Looking to be rewarded for your business purchases?

Rewards credit cards

Earn points towards flights, holidays, gifts, business equipment, and more. A points cap applies to Altitude Business Gold and Altitude Business credit cards.

Altitude Business Gold credit card

Altitude Business Gold


Business credit cards that give you access to the Altitude Rewards program plus complimentary insurance and purchase protection.

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Altitude Business credit card

Altitude Business


Business credit cards that provide a wealth of rewards and flight point options.

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BusinessChoice rewards credit card

BusinessChoice Rewards


A business credit card that rewards you with valuable Qantas Points.

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Or the convenience and great value of a low rate credit card?

Low rate credit card

A credit card that helps keep your business expenses in check with a lower interest rate on purchases plus interest free days (when the closing balance is paid in full by the due date shown on your statement).

BusinessChoice Everyday credit card

BusinessChoice Everyday


A low interest rate credit card designed to help you better manage your cash flow.

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Help me choose a business credit card

To help you decide, use our credit card selector to work out the best credit card for your business.

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Things you should know
  • Earning and using Qantas Points: See details on how and when cardholders earn Qantas Points in the  BusinessChoice Rewards Card Rewards Terms and Conditions. Cardholders need to provide their Qantas Frequent Flyer number. Visit or call the Qantas Frequent Flyer Service Centre on 131 131 for more information on the Qantas Frequent Flyer Program.

    Earning and redeeming Altitude reward points: You can earn and redeem Altitude rewards points as set out in the Altitude Business Rewards Terms and Conditions. No points expiry while you remain an Altitude card holder. In each statement cycle a points cap of 20,000 points applies to Altitude Business Gold credit cards and a points cap of 12,500 points applies to Altitude Business credit cards. Bonus points do not count towards the points cap. You must be a member of the relevant frequent flyer program to redeem Altitude points for frequent flyer points. The Altitude Business Rewards Terms and Conditions and the terms and conditions of the relevant frequent flyer program apply. A joining fee may apply. Availability of award flights may be limited.

    Exclusive online special offer on new Altitude Business Gold credit cards: Apply online at or through Business Online Banking  between 16 January 2014 and 31 March 2014 to enjoy 0% p.a. for 6 months on purchases (purchase rate currently 19.99% p.a. (variable)) on your new Altitude Business Gold credit card account. The purchase rate will revert back to the current variable purchase rate after 6 months, when interest charges on purchases will apply and be charged. Plus receive 20,000 bonus Altitude points after your first purchase with either of your Altitude Business Gold credit cards. These points will be added to your Altitude points balance within three business days after the first purchase transaction being debited to your account. This offer applies only to new Altitude Business Gold cards. Product transfers, packaged cards and Westpac Group employees are ineligible.