Home Insurance Calculators
Do you have enough insurance cover? These calculators can help you understand how much cover you might need to rebuild your home or replace your belongings.
How much cover do I need?
Research has shown that 4 in 5 Aussie homeowners and renters could be underinsured, potentially leaving them without enough cover for their home and their belongings.1
Take control by using these calculators to make sure you have enough cover should the unexpected happen, from theft and burglary through to floods, fires and storms.
Calculators are intended as a guide only.2
Home Building Insurance calculator
Estimate the cost to rebuild your house with the Home Building Insurance calculator.
Home Contents Insurance calculator
Estimate the replacement value of your home contents with the Contents Insurance calculator.
Landlord Contents Insurance calculator
Estimate the cost to replace the contents you provide to your tenant in your investment property.
Why Westpac?
One less step
Sort out your insurance and banking together.
Flexible payment options
No extra cost to pay by the month so you can better manage your budget.3
All in one place
See your insurance policies next to your bank accounts in the App.4
Comprehensive cover
Insure your home and contents for storm damage, floods and bushfires.5
Award winning value... yet again!
Westpac has been recognised with the Canstar Outstanding Value Home, Home & Contents and Contents Insurance awards for a second year in a row.
Tools & tips
Compare Home Insurance products
Cover your home and belongings in case of storms, floods, fire, theft and more.
Things you should know
2The Building and Contents calculators provided by Allianz through a third-party provider, are intended as a guide only. For a more accurate cost to rebuild your home or replace your contents, consider obtaining a professional valuation from a licensed builder or professional valuer.
3Pay by instalment at no additional cost compared with paying annually. Instalments may be subject to minor adjustments due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.
4Policyholders need to ensure their personal details on their policy match with their Westpac accounts. Only primary policyholders can see policies alongside their other Westpac accounts.
5Allianz may not provide cover for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. Refer to PDS for when exclusion periods apply.
Any financial product advice provided on this page is general in nature and does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement (PDS), supplementary PDS (if applicable) and Target Market Determination (TMD). To see some of the events covered and not covered, please refer to the Key Facts Sheet (KFS).
Home and Contents Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) arranges the initial issue of the insurance under a distribution agreement with Allianz but does not guarantee the insurance.
By selecting 'Get a quote' you will enter a third-party site hosted by Allianz. Any personal information you provide to Allianz will be collected, used and disclosed in accordance with Allianz's Privacy Statement and Privacy Policy available on their website.
If you purchase Home and Contents Insurance with Allianz the Bank will receive a commission of up to 12% of the premium excluding Government fees and charges, plus GST.
Westpac's Privacy Statement is available at westpac.com.au/privacy/privacy-statement or by calling 132 032 8am - 8pm Sydney time, 7 days. It covers:
- How you can access the personal information Westpac holds about you and ask for it to be corrected;
- How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Westpac and how Westpac will deal with your complaint; and
- How Westpac collect, hold, use and disclose your personal information in more detail.