Merchant services

Giving your customers convenient and easy options to pay is great for business. Every business is different, so we offer a range of merchant services that can meet your needs.

Stand-alone- Plugs right in, ready for business


Whether it's a shop, cafe or clinic, accepting card payments in-store is simple with an EFTPOS machine.

Stand-alone EFTPOS

EFTPOS that integrates with your POS system

Online payments

Online payments

Accept online payments with or without a website. Integrate with a payment gateway or use a Westpac hosted service.

Explore online payments

Third party gateways

Mobile payments

Mobile payments

Whether you're a tradie or a market stall owner, you can securely accept card payments on the go using one of our mobile payment solutions.

Mobile PayWay

Processed payments

Processed payments

When you need to process high volumes of  payments at once (such as donations) or accept regular payments from your customers.

Batch Payments

Recurring Billing


Need more help?

Read more about which merchant services are right for you.

Ways to receive payments

Merchant services for Not for Profit organisations


    Next steps

    A banker will call you back to discuss your business requirements.

    Make an enquiry

    Apply for Mobile PayWay

    It only takes 10 minutes.

    Apply online

    Help me choose

    Explore this simple tool to find the right merchant service for you.

    See your options
Things you should know
  • Applications for merchant services are subject to approval. Terms and conditions, fees and charges apply. Full details are available on request.

    1. Westpac instant settlement functionality is not available between 9:30pm and 11:59pm (Sydney time) for all EFTPOS 1 terminals and is not available between 9:30pm and 11:00pm (Sydney time) for all other terminal types. You can only settle a Westpac issued EFTPOS terminal once within a 24 hour period. Settlement can take place 7 days a week. 365 days a year - subject to system availability. Settlement must be to a Westpac account. Instant settlement functionality is not available on Corporate Online. Applications for merchant services are subject to approval. Terms and Conditions apply and are available on request.