Mobile Banking

With Westpac Mobile Banking you can take your bank with you wherever you go. It's a secure and convenient way to bank.

Here's why we're leading the pack:

Quick Balance

Quick Balance

View the available balance of up to 3 accounts without signing in to Mobile Banking. On iPhone and Android2.

More about Quick Balance

Get Cash

Get Cash

Use Get Cash to withdraw cash from any Westpac ATM without a Debit Card. On iPhone, Android and Windows Phone3.

More about Get Cash

What's new?

  • Proof of balance – download a summary of your accounts and balances, which you may be able to use for ID verification, tax purposes, etc. You can also download a Statement of recent transactions.

More great features

  • Lock your card temporarily3 - Lock your card temporarily until you find it. Your card will automatically unlock after 15 days (unless you unlock it earlier). Available on personal credit and MasterCard® debit cards.
  • Pay to Mobile4 - securely send and receive payments using a mobile phone number - no need to remember bank account details.
  • Faster access with 4 digit passcode and fingerprint sign in5. View compatible devices
  • Activate a personal credit card and MasterCard® debit card (using your Android or iPhone camera to scan and enter card details)
  • View account balances and transactions (including pending credit card transactions)
  • Tap and pay for everyday purchases with selected Samsung smartphones. View compatible devices
  • Apple Watch - See the balance of 3 accounts1, find a Westpac ATM/branch, view Get Cash codes and receive travel notifications6

Manage your banking

View account details including interest rates, credit card payment amounts and due dates. Search up to 3 years of transaction history.  

More about your banking

Payments, BPAY® and transfers

Set recurring payments and make local and international payments. Pay someone using their mobile number. Manage payees and see your bills with BPAY View®.

More about payments

Update your details

Change daily payment limits, Handycard ATM / EFTPOS limit or your password. Use advanced search and filter, report a lost or stolen card or notify us about overseas travel.

More about updating details

Westpac apps

View the range of Westpac apps available on Apple and Android.

More about Westpac apps

Things you should know
  • 1. Quick Balance: Only eligible accounts can be displayed. Available on compatible devices with supported operating systems. View the full list of compatible devices and supported operating systems at

    2. Get Cash: Daily and weekly limits apply.

    3. Card Lock: Locking your card will temporarily stop new transactions on your card for 15 days or until you unlock it. The card will automatically unlock after 15 days if you do not cancel the card. Not available for Handycards.

    4. Pay to Mobile: Australian bank accounts only. Terms, Conditions and Limits apply.

    5. Simplified sign in: Available on compatible devices with supported operating systems. Not available on jailbroken or rooted devices. View the full list of compatible devices and supported operating systems at

    6. Apple Watch: You’ll need to pair your Apple Watch with an iPhone 5 or above with iOS 8.2 or above to use Westpac Mobile Banking. You’ll also need the Westpac Mobile Banking app (version 6.1 or above) installed on your iPhone. View the full list of compatible devices and supported operating systems at

  • Westpac Mobile Banking applications are only available for use by Westpac Australia customers.
    Internet connection is needed to access Westpac Mobile Banking app. Normal mobile data charges apply.  Westpac branch and banker locations are available within Australia only. Westpac, St.George, Bank of Melbourne and BankSA ATM locations are available within Australia, and Global Alliance ATMs are available worldwide.

    Westpac's security guarantee
    To enjoy the benefit of our security guarantee, you need to comply with Westpac's Online Banking Terms and Conditions. Read the detail about your access codes, passwords and SecurID tokens. Always adhere to manufacturers’ software and support to ensure your mobile devices are covered by the latest software and security updates.

    Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Windows is a registered trademark of Microsoft Corporation in the United States and other countries.

  • MasterCard® is a registered trademark of MasterCard International Incorporated