Car Loans are available to purchase or refinance a new or used car for amounts from $4,000 to $100,000. The vehicle purchased or refinanced is used as the security for the loan. Eligible vehicles must be at least $10,000 in value and excludes imported second hand motor vehicles. We will lend up to the value of the vehicle as determined by our normal assessment process.
Boat Loans are available for the purchase of a new or used boat from an authorised dealer for amounts from $4,000 to $70,000 – it excludes used boats sold privately or used boats older than four years.
Secured Personal Loans are available for amounts from $4,000 to $70,000 and can be used to finance the purchase of a car or boat that falls outside the lending guidelines for a Car Loan or Boat Loan; as well as for a range of other purposes such as buying a new or used motorcycle, caravan, financing a holiday or other major purchases or debt refinancing. An unencumbered motor vehicle is required as the security for the loan. Eligible vehicles must be at least $10,000 in value and excludes imported second hand motor vehicles. With a Secured Personal Loan we will lend more than the assessed value of the vehicle.
Unsecured Personal Loans are available for amounts from $4,000 to $50,000 and can be used for a range of purposes.
Your choice of which loan best suits your needs will depend on the purpose you are borrowing for and the amount you seek to borrow. The different options have different maximum loan amounts and requirements which are summarised below. If you are uncertain which loan option best suits you, contact a Customer Representative Consultant on 132 651 (8am to 9pm weekdays, 9am to 6pm Saturday and 10am to 6pm Sunday AEST).