This should take you only 15-20 minutes if you have all your information at hand. For security reasons, incomplete applications cannot be saved. If you pause for more than 30 minutes, your application will be cancelled. Use the Help provided (located at the top right of every page) if you have any difficulty completing your application.
Credit cards are not available in joint names. However, you can elect to have an additional cardholder on your account (which is especially helpful if you choose one of our rewards cards).
Your current financial commitments are the fixed payments you need to make on a regular basis and may include payments such as rent, personal loans, the total limit on credit cards and store cards, school and childcare fees and child support.
Business Income and expenses information can be obtained from your latest tax return or profit and loss statement.
This Information includes
When your credit card application is transmitted over the Internet it is protected from unauthorised access by a method called encryption. A padlock will appear at the bottom of your screen to indicate that the page is secure.