Skip to main content Skip to main navigation
Skip to access and inclusion page Skip to search input

Business One Plus

An everyday bank account designed for businesses that mainly bank electronically but also want an allowance of free staff-assisted transactions each month.


  • Exclusive partner offers on key business services.
  • Bank online, on mobile, by phone, and in branch
  • $10 monthly fee
  • Unlimited free electronic transactions¹
  • 25 staff-assisted transactions a month
  • A Business Debit Mastercard with temporary card lock feature²
  • Optional overdraft facility³

Eligibility check for online opening

  • Sole trader
  • Operating in Australia with an Australian address
  • 18+ years old (applicant plus all signatories)

If you’re not eligible to apply online, open an account at any branch.

Other info

Fees for when monthly allowance of staff-assisted transactions is exceeded:
Cheques written, collected, and deposited: $3.00
Staff-assisted deposit or withdrawal: $3.00
Narrated credit: $3.00

See T&Cs (PDF 556KB) for fees that may apply to other banking activity
Things you should know
^Introductory fixed bonus rate:

Bonus offer available from 20/11/2023 for a limited time only for new Business Cash Reserve accounts who have never held a Business Cash Reserve account before.

Not available for all customers who are relationship managed. If you’re experiencing issues with getting this bonus offer, please contact a Westpac branch

Not available in conjunction with any other offer unless we determine otherwise

We reserve the right to withdraw, amend or extend this offer at any time.


1. Fees may be incurred for certain electronic transactions such as foreign transactions and withdrawals from some overseas ATMs. Customers must be able to meet any applicable fees and charges. For a complete view of fees, please refer to our Terms and Conditions (PDF 556KB).

2. Business Debit Mastercard® holders need to be at least 18 years of age, and other eligibility criteria apply.

3. Optional overdrafts are subject to credit approval, eligibility criteria and fees.