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What we do for our customers

We deliver a superior customer experience by being Trusted Partners, offering leadership and oversight in sound risk management.

As Fast Enablers, we collaborate with a broad network of stakeholders to make Westpac the preferred bank and lifelong partner for our customers. We cultivate key trusted relationships and drive innovative solutions.

We ensure the sustainability of our business through fostering a positive risk culture. By balancing risks and opportunities and collaborating with stakeholders, we constructively challenge and deliver optimal outcomes.

The important information

  • 12 month program with 3 x 4 month rotations 

Immerse yourself in a 12-month program with three pre-determined rotations designed to provide diverse experiences and insights to inform your Risk career. Customise the experience by submitting your preference for a rotation within dynamic Risk teams, empowering you to shape your career path.

  • Sydney, NSW based program
  • Rotation areas

You will work across diverse Risk business teams to develop the skills and knowledge essential for a rewarding career in the Group Risk function.

The dynamic Risk teams include:

  • Financial Crime
  • Non-Financial (includes Operational and Compliance)
  • Westpac Institutional Banking & Treasury
  • Chief Operating Office
  • Consumer, Customer & Corporate Services
  • Deputy Chief Risk Office (includes Credit)
  • Business and Wealth
  • BT Financial Group
  • Technology

You’ll experience a holistic learning journey as all rotations are fully supported with on-the-job training, impactful project work, practical workshops, and keynote events. Elevate your risk knowledge, capabilities, and skills across all facets of our program.

How you’ll be supported and set up for success in your career

You’ll receive ample opportunities for learning and growth to optimise your role performance and career progression. Risk Business Champions, leaders, and mentors will guide you throughout the program, helping you achieve a banking qualification to develop crucial acumen. This will enable you to add value ethically and professionally throughout your career.

Our dedicated Risk Learning team will streamline your professional development. From enhancing your people skills and effectively collaborating in teams, to acquiring deep technical knowledge and skills in Risk, you’ll have access to a comprehensive learning suite designed to ensure your success in the Risk function.

Future career opportunities

A career in Risk could lead to roles such as:

  • Business Analyst
  • Modeller
  • Risk Manager
  • Risk/Quantitative Analyst.

You will be fully supported by the colleagues and mentors you've connected with throughout your graduate experience to help you discover and achieve your career goals.

Who we want

We’re looking for individuals who are:

  • Passionate
  • Strategic and innovative
  • Eager to understand the interconnected nature of our systems, processes, and people, while identifying and linking risks and opportunities.

Graduates from all disciplines are welcome to apply. Strong problem-solving abilities, quantitative skills, and leadership potential are advantageous.

What our graduates have to say

I studied a Master of Actuarial Practice at Macquarie University and, in my spare time, I love a balance of exercise, learning and finding the best coffee, food, and bars in Sydney!


I may be a Risk Grad but I also love binge watching shows and movies!

I chose a Graduate program with Westpac Group after researching the company, the various social initiatives Westpac employees are involved in, and the programs Westpac supports. It was easy to see that it’s an organisation which cares about their employees and takes social responsibility very seriously.

I was attracted to work in Risk as it’s a very unique role, impacting every aspect of the organisation at all levels.


Since rolling off the program…

I work in the Model Risk (Credit and Advanced Analytics) division.

My rotations during the grad program prepared me for this role through enhancing my analytical and problem-solving capabilities. My second rotation in the Consumer Finance Credit Risk team prepared me for any SAS related tasks and provided further use cases for SQL. I gained exposure to assessing the impact of policy changes which was a great experience.

The graduate program provided an amazing opportunity and opened doors for me to get into my current role.

Sahan, Risk Graduate

Eligibility and how to apply 

We’re looking to fill our programs with original thinkers and innovators from all degrees of study. We embrace diversity, recognising the value people bring to us with their individual differences, qualities, ideas and insights.

To apply for our graduate program:

  • You must be in your final year of study of a university degree
  • You can have completed an undergraduate or postgraduate degree but it must be no more than three years ago
  • You also need to be an Australian or New Zealand Citizen or an Australian Permanent Resident when you apply.


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