Skip to main content Skip to main navigation
Skip to access and inclusion page Skip to search input

What you can expect  

Work with dedicated teams to gain a deep understanding of our clients' businesses and the needs and challenges they face.

We'll also introduce you to the financial products that help us look after the specialised needs of our customers including general corporate, asset purchases, trade and M&A funding. 

Dedicated training is provided to learn the key skills required to excel as a credit analyst and to provide an opportunity to meet the various teams within CIB and do a deeper dive into each area.

Recognised as a leader in the field, you'll work alongside our talented people based in Australia, New Zealand, Asia, UK and the US.

What we do for our customers 

CIB sits within Westpac’s Institutional Bank and focuses on understanding the needs of our institutional and government clients to support them through their lifecycle, whether that be to provide financing and solutions for growth opportunities, navigating times of change, or simply to support their financial wellbeing and day-to-day needs.

We also aim to collaborate and partner with our clients to help solve global challenges, including respecting human rights and supporting the transition to a climate resilient future by structuring loans so they are linked to achieving environmental, social and corporate governance (ESG) outcomes.

CIB provides industry specific expertise across general corporates, energy, infrastructure, resources, financial institutions, health, government and real estate.

The important information

12 month program

3-4 rotations of 10-20 weeks


Sydney, NSW and Melbourne, VIC

Rotation areas

A selection of: Customer Insights & Analytics (CI&A) and Relationship Coverage across four possible industries including (i) Consumer & Industrials; (ii) Real Estate; (iii) Energy Infrastructure & Resources; and (iv) Financial Institutions, Public Sector and Health. Other possible rotations include Product teams (Loans & Syndications, Structured Finance, Trade Finance, Asset Finance, Sustainable Finance, Project Finance, Acquisition & Leverage Finance) and COO functions such as Credit Capital & Data, ESG and Business Controls.

Future career opportunities

Fast-track your career progression into any of the following areas within the CIB team:

  • Customer Insights & Analytics
  • Relationship Coverage
  • Debt Products
  • Chief Operating Office

Who we want

Students from all disciplines are welcome to apply for the CIB program. At Westpac Group, we recognise that a finance/analytical background is preferred but not necessary to join this team. If you have the intellectual curiosity and drive to learn, we have the training to foster and develop the skills you need.

What our graduates have to say

“Joining the graduate program in CIB has given me the opportunity to navigate diverse rotations, including Real Estate, Project Finance, and Financial Crime. The exposure to these diverse sectors has helped me build out a well-rounded skillset covering credit analysis, financial modelling, documentation, and customer engagement. Before joining the program, I studied a Bachelor of Commerce/Information Systems, majoring in Finance. Outside of work I enjoy playing basketball and golf as well as travelling the world.

The program stood out to me for its dynamic rotation structure, coupled with invaluable development opportunities and mentorship across all levels.”

Since rolling off the program…

“I am now an associate in the Real Estate team within the Corporate & Institutional Bank. Within the Real Estate team, I manage my own portfolio of clients and participate in the origination of new-to-bank transactions, crafting bespoke financing solutions for ASX listed companies. The program's structure and continuous support from managers, mentors, and colleagues have facilitated my ability to make meaningful contributions to the team from day 1.” 

Billy, 2023 CIB Graduate

Eligibility and how to apply 

We’re looking to fill our programs with original thinkers and innovators from all degrees of study. We embrace diversity, recognising the value people bring to us with their individual differences, qualities, ideas and insights.

To apply for our graduate program you must be in your final year of study of a university degree;


You can have completed an undergraduate or postgraduate degree but it must be no more than three years ago.

You also need to be an Australian or New Zealand Citizen or an Australian Permanent Resident when you apply.


Explore other graduate programs

See all Graduate and Summer Intern programs.

Consumer and Business

It’s our passion for embracing diversity and creating opportunities that will enable you to dream big and fulfil your potential. You will have the opportunity to support our customers to continue to create better futures.

Financial Markets & Treasury (FM)

Help our customers navigate the complexity of financial markets whilst managing the bank’s key market and funding risks.