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Live and work in Australia

A Westpac Choice account for people who have recently arrived in Australia.


International students

A Westpac Choice account for international students who are studying in Australia.



Setting up a business in Australia? We have a range of accounts that can help get your business banking sorted.


Get $50 on us

New arrivals to Australia aged 18 years or older

Simply open a new Westpac Choice account online or at a branch by 30 September 2024, and make a single deposit of $100 within 10 days of opening#.

T&Cs and eligibility criteria apply.

Link your Choice account with a Westpac eSaver savings account

Enjoy a sweet, total introductory interest rate of up to 5.20% p.a on your savings for the first 5 months, giving you the breathing space to explore your new life in Australia.

Explore eSaver

Setting up life in Australia?

We've partnered with ShopBack to bring you Cashback offers on a wide variety of online stores across homewares, technology, food services, travel and more to make it easier for you to settle in.

Find out more

Why choose a bank account with us?

Apple Pay

Apple Pay offers a fast and secure way to pay in-store and online, using your favourite Apple device

Open your account up to 12 months after you've arrived
Open your new account and pay no Account-Keeping Fee for 12 months
Pay no Account-Keeping Fee for the first 12 months
And if you’re a student you won’t pay any Account-Keeping Fee while you’re a full time student or under 30 in Australia
You’ll be with Australia’s first bank

We have 200 years’ experience helping customers create a new life in Australia

ATM network at home and overseas

Pay no withdrawal fee at any major bank ATM in Australia (including Westpac, Commonwealth Bank, ANZ, NAB, St.George, Bank of Melbourne and BankSA) and globally via the Global ATM Alliance and partner ATMs (other fees may apply)1

Transferring money

  • Register for online banking and easily transfer money back to friends and family
  • You can open your account once you've completed an identity check in Australia
  • Use our handy currency converter to see our latest foreign exchange rates
Things you should know

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 620KB)

Westpac Debit Mastercard® Terms and Conditions (PDF 218KB)

Online Banking Terms and Conditions (PDF 555KB)

Find out what information you need to provide to become a customer (PDF 657KB)


Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.


Debit Mastercard®: Choice for youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address.


1. Global ATM: A 3% Foreign Transaction Fee applies to overseas debit or credit card withdrawals. A 3% cash advance fee applies to credit card withdrawals where the "Credit" option is selected. A list of Global Alliance members is available. It is important to know that the functionality to withdraw money from a linked Westpac account via Credit Card is not available when using overseas ATMs, including Global Alliance ATMs. To ensure access to Savings and or Cheque account funds when overseas please speak to us about obtaining a Debit Mastercard®.

# $50 Cashback offer: Fees and charges apply. Read the  Deposit Accounts for Personal Customers Terms and Conditions (PDF 620KB) before making a decision and consider whether the product is right for you. To receive AUD50, you must: open a new Westpac Choice account between 1 May 2024 and 30 September 2024, have never held a transaction account with Westpac before, and make single deposit of AUD100 into the new account within 10 days of account opening.  The offer is available for customers who are new to Australia (arrived in the last 12 months) and over 18 years of age. Customers must hold a valid foreign issued identification document in our  identification checklist (PDF 657KB). For joint accounts, both account holders must not have held a Westpac transaction account before.​ The AUD50 promotion amount will be paid into the customer’s Westpac Choice account within 50 days of meeting these terms and conditions. The Westpac Choice account must remain open during that period to receive the cashback reward. Limited to only one eligible account per eligible customer (including where it is a joint account) and paid to the Westpac Choice account that was opened first. Not available in conjunction with any other offer unless we determine otherwise. We reserve the right to withdraw, amend or extend this offer at any time. We recommend you seek an independent, professional tax advice to determine tax implications on the cashback based on your personal circumstances.


Read the Apple Pay Terms and Conditions (PDF 42KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.


World Mastercard®, Mastercard® and the Mastercard Brand Mark are registered trademarks of, and PayPassTM is a trademark of, Mastercard International Incorporated.