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Westpac Choice

  • An everyday account with a Debit Mastercard®¹ to make deposits and withdrawals, payments online or on the Westpac App
  • $5 a month Account-keeping fee. Waived if you're under 30, a full-time tertiary student, new to Australia (for the first 12 months) or you deposit at least $2,000 each month
  • You’re at least 14 years old with an Australian residential address (under 14s apply in branch with a parent or guardian).

Special offer

Get $50 on us
 

Open a new Westpac Choice account by 30 September 2024, and make a single deposit of $100 within 10 days of opening#
 

New arrivals to Australia aged 18 years or older. T&Cs and eligibility criteria apply.

Are you currently living in Australia?

What kind of account do you need?

Are you already a Westpac customer?

What to have handy

  • Your Westpac Online Banking sign in details.

Ready to get started?

What to have handy

Your mobile

A secure code will be sent to your mobile to verify your phone number.

Two of these ID documents

  • Passport
  • Medicare card
  • Driver licence (with photo and full name)
  • Birth certificate

Providing 2 forms of ID gives us a better chance to securely verify your ID online, saving you from visiting a branch.

Foreign tax details

Only applicable if you're liable to pay tax in another country.

By continuing you agree

Ready to get started?

Is applicant 1 already a Westpac customer?

Is applicant 2 already a Westpac customer?

What to have handy

  • Both applicants will need their Westpac Online Banking sign in details
  • To gain full access to your account, you’ll need to be registered for Westpac Protect SMS Code. We’ll send an SMS Code to both applicants before you open your account.

By continuing you both agree


Ready to get started?

Complete your application in branch together

If you or the person you’re applying with is a new Westpac customer, you’ll need to visit a branch together to open your account. Please make sure you both bring:  
 

  • Your tax details. We’ll need your Tax File Number (TFN) and if you’re a foreign tax resident, we’ll also need your tax residency details

  • Suitable ID. You’ll both need to be verified separately.
     

You can use our identification checklist to work out which documents you’ll need for your situation.

To ensure we’re best prepared to help you, please call the branch first to make an appointment.

Is applicant 2 already a Westpac customer?

Complete your application in branch together

If you or the person you’re applying with is a new Westpac customer, you’ll need to visit a branch together to open your account. Please make sure you both bring:  
 

  • Your tax details. We’ll need your Tax File Number (TFN) and if you’re a foreign tax resident, we’ll also need your tax residency details

  • Suitable ID. You’ll both need to be verified separately.
     

You can use our identification checklist to work out which documents you’ll need for your situation.

To ensure we’re best prepared to help you, please call the branch first to make an appointment.

What to have handy

Your mobile

A secure code will be sent to your mobile to verify your phone number.

Two of these ID documents

  • Passport
  • Medicare card
  • Driver licence (with photo and full name)
  • Birth certificate

Providing 2 forms of ID gives us a better chance to securely verify your ID online, saving you from visiting a branch.

Foreign tax details

Only applicable if you're liable to pay tax in another country.

By continuing you both agree


Ready to get started?

Things you should know
1 Debit Mastercard®: Choice for youth account, the eligible card age is 8. For any other transaction account, the eligible card age is 14. You must have an Australian residential address.

 

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

 

# $50 Cashback offer: Fees and charges apply. Read the  Deposit Accounts for Personal Customers Terms and Conditions (PDF 1MB) before making a decision and consider whether the product is right for you. To receive AUD50, you must: open a new Westpac Choice account between 1 May 2024 and 30 September 2024, have never held a transaction account with Westpac before, and make single deposit of AUD100 into the new account within 10 days of account opening.  The offer is available for customers who are new to Australia (arrived in the last 12 months) and over 18 years of age. Customers must hold a valid foreign issued identification document in our  identification checklist (PDF 657KB). For joint accounts, both account holders must not have held a Westpac transaction account before.​ The AUD50 promotion amount will be paid into the customer’s Westpac Choice account within 50 days of meeting these terms and conditions. The Westpac Choice account must remain open during that period to receive the cashback reward. Limited to only one eligible account per eligible customer (including where it is a joint account) and paid to the Westpac Choice account that was opened first. Not available in conjunction with any other offer unless we determine otherwise. We reserve the right to withdraw, amend or extend this offer at any time. We recommend you seek an independent, professional tax advice to determine tax implications on the cashback based on your personal circumstances.