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Who is a Farm Management Deposit for?

Primary producers wanting to invest a specific amount at a fixed interest rate over a fixed term and who do not need access to the funds during the term.


Who can apply?

  • 18+ years old
  • Individual primary producers operating as sole traders, partners in a partnership, or beneficiaries of a trust
  • Operating in Australia with an Australian address
  • Minimum deposit of $1,000
  • Maximum of $800,000 invested in total across all FMDs held
  • Eligible under ATO Farm Management Deposits Scheme requirements.


What you get:

  • A Farm Management Deposit account
  • A low-risk investment with a guaranteed return
  • Earn fixed interest over a fixed term
  • Choice of terms and interest payment frequencies.

What you don't get:

  • The ability to access funds before maturity without 31 days' notice, except in cases of hardship (as defined by us)
  • The ability to add funds to your account after the initial deposit
  • Eligibility for tax benefits if you close your deposit within 12 months.


Important numbers:

Account-keeping fee: $0
Other fees and charges may apply.