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‘Approval in Principle’ helps you to understand the maximum amount you’ll be able to borrow from the lender. This allows you to look for properties and narrow your search with confidence in what you can borrow. This is the best way to confirm how much you can borrow. It means that you will:

  • Know the maximum amount you’ll be able to borrow and what deposit you’ll need.
  • Be perceived as a serious buyer by a real estate agent.

Once an Approval in Principle is given, it is valid for 90 days from when it is approved. However, if you don’t find a property within this period, you can contact us to renew your Approval in Principle,  confirm that your financial circumstances haven’t changed, in order for the certificate to remain valid for a further 90 days.



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Things you should know

Credit criteria, fees, charges, terms and conditions apply. This information has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.