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Compare Westpac's travel money options

Whether it’s a credit or debit card or a travel money card sometimes it’s handy to have different options for accessing your money overseas. Westpac offer a range of travel money options.

Take a look at some of the key features and costs of each or your card options in the table below, and make sure you notify Westpac of your overseas travel so we can monitor the security of your accounts.

  Global Currency Card Debit Card Credit Card
No ATM withdrawal fee at Global Alliance ATMs YES YES YES
Chip and PIN security YES YES YES
Lock your card temporarily if it’s lost or stolen Yes, in the Global Currency Card app Yes, in the Westpac Live app Yes, in the Westpac Live app
Back up card YES X X
Emergency card replacement X YES YES
Emergency cash access YES YES YES
Lock in exchange rates YES X X
Foreign transaction fee 0% on 11 major currencies 2.2%-3%

Westpac Lite Card: 0%

Visa & Mastercard: 3%

if in a foreign currency (0% in AUD)

Monthly fee   X $5 – waived when $2000 deposited in a month

Lite Card: $9

All other cards: $0

Annual fee X X $0 - $395
Cash advance fee X X Greater of $2.50 or 2% of the transaction amount to maximum of $150 per transaction
Complimentary travel insurance X X On some cards
Rewards points X X On some cards
Android Pay X YES YES
Westpac Protect SMS Code X YES YES
Things you should know

Read the terms and conditions available on each product page (see foreign cash, debit cards, credit cards, travel money card) and consider if the product is right for you.