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Your Business Debit Mastercard can be attached to up to 2 of these eligible Business accounts:

Access your own money anywhere, any time

Use your own money for your business purchases worldwide, wherever Mastercard is accepted.

No annual fee

Other fees and charges may apply.

Fraud detection for round-the-clock protection

Enjoy peace of mind, knowing your account is safeguarded from fraudulent transactions.

Contactless technology for faster transactions

Pay for everyday purchases under $100 with the ease and convenience of contactless technology.


  • Versatility - up to 12 cards per account providing employees with full or limited access to your business account
  • Capability - view individual cardholder transactions (identifiable by card number) on the 1 bank statement
  • Fraud Money Back Guarantee - Westpac Fraud Money Back Guarantee ensures that any unauthorised transaction claims will be reimbursed provided that the cardholder has not contributed to the loss and contacted us promptly. Refer to the Business Debit Mastercard's Terms and Conditions for full details of when cardholders may be liable


No annual fee (other fees and charges may apply).

All transactions made using a Business Debit Mastercard (including transactions using the ‘credit’ button on an eftpos terminal) will be counted towards the free monthly transaction allowance/limit that may apply to the deposit account(s) linked to the card. See the Terms and Conditions below for more details.

Things you should know

Business Debit Mastercard® Terms and Conditions (PDF 139KB)

Deposit Accounts for Business Customers Terms and Conditions (PDF 384KB)

Westpac Business Debit MasterCard Application (PDF 187KB)

Westpac Business Debit MasterCard Application - Maintenance Form (PDF 1MB)

Westpac Business Debit MasterCard Application - New Cardholder (PDF 161KB)


You need to be at least 18 years old and have a business registered in Australia

Have a Westpac business deposit account to which the card can be linked. You also need to be a signatory of this account or, be authorised by the account holder to link the card

24/7 access is subject to system availability.

Fees, charges, terms and conditions apply. Talk to your banker for product details.

Find out what information you need to provide to become a customer.

World Mastercard®, Mastercard® and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.