Skip to main content Skip to main navigation Skip to accessibility page Skip to search input


Community Solutions Cheque Account comes with the following features and services for your everyday banking:

  • No monthly service fee
  • Unlimited electronic transactions and staff assisted transactions (including cheque)
  • 24/7 access1 to your account through our award winning Westpac Online, Mobile & Tablet Banking2 plus over 3,000 Westpac Group ATMs in Australia and New Zealand
  • Link your account to a Business Debit MasterCard® and use your own funds for your purchases online and worldwide, wherever MasterCard is accepted3
  • Earn interest on your credit balances (interest is paid quarterly)

Getting the most from your Community Solutions Cheque Account (optional extras)

  • eStatements - Stay on top of your finances with less clutter
  • Export your transactions - Save time and money by exporting transactions to your existing accounting software
  • Online savings account - Complement your Community Solutions Cheque Account with Community Solutions Cash Reserve savings account and earn a higher interest rate than your Community Solutions Cheque Account whilst having 24 hours, 7 days a week convenient access via Phone or Online Banking1


Interest rates are current as at 23rd August 2016 and are subject to change at any time. They are tiered according to balance. Interest is paid quarterly. 

Standard variable interest rates (p.a.)  

Amount Interest Rate
$0 - $9,999 0.10%
$10,000 - $19,999 0.10%
$20,000 - $49,999 0.10%
$50,000 - $99,999 0.10%
$100,000 - $249,999 0.10%
$250,000 - $499,999 0.10%
$500,000 + 0.10%
Things you should know

Deposit Accounts for Business Customers Terms and Conditions (PDF 955KB)

Business Debit MasterCard® Terms and Conditions (PDF 2MB)


Westpac Community Solutions Cheque Account is available for not-for-profit organisations including companies operating on a non profit or charitable basis. Westpac reserves the right, with at least 30 days written notice, to change the account to a Westpac Business One - Low Plan if it considers that the account is being used for profit-making purposes.

1. 24/7 access is subject to system availability.
2. Winner of the Best Innovative Online Banking Service in Money Magazine’s 2015 Best of the Best Innovation awards, 2015 AB+F’s Best Banking Website/New Online Banking Offering of the Year, and Good Design Award in the category of Digital and Online design - Good Design Australia 2014.
3. Business Debit MasterCard® holders need to be at least 18 years of age, and other eligibility criteria apply.

Before making a decision about any of our products or services, please read all the terms and conditions. Fees and charges apply and may change.


MasterCard® is a registered trademark of MasterCard International Incorporated.

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.


Find out what information you need to provide to become a customer

Online Banking Terms and Conditions