Credit cards

Be rewarded for your everyday spend, enjoy a lower annual fee or a lower purchase rate. Our credit cards suit a range of lifestyle and financial needs.

Low Rate credit card

Special promotion: 0.00% p.a. purchase rate for 12 months from card approval. Offer ends 30 September 2014.

Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible for this offer. This offer is unavailable in conjunction with any other promotional online offer.

More about the purchase rate promotion rates

Rewards credit cards

Special promotion: 0.00% p.a. purchase rate for 12 months from card approval on new Altitude, Altitude Platinum and Westpac Black credit cards. Offer ends 30 September 2014.

More about the purchase rate promotion at Rewards

 
Special balance transfer promotion on new Singapore Airlines Westpac Platinum credit cards:

  • 0.99% p.a. for 6 months on balance transfers requested at new card application. Limited time offer.

More about the balance transfer promotion

Low Annual Fee credit cards

Special promotions:

  • $0 annual fee on new 55 Day and 55 Day Platinum credit cards for the life of the card. Offer ends 30 September 2014.
  • 3.99% p.a. for 6 months on balance transfers at card application for 55 Day and 55 Day Platinum credit cards. Offer ends 30 September 2014.

See Rates for details.

More about the special promotions on new 55 Day

More about the special promotions on new 55 Day Platinum

Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible for these offers above. These offers are unavailable in conjunction with any other promotional online offer.

Manage my credit card

Here’s what you need to know about your Westpac credit card, from activating and using it through to making the most of rewards points.

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Things you should know
  • Westpac is the credit provider and credit licensee under National Consumer Credit Laws.

    Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.

    More on Credit Card Repayment Protection 
    Westpac General Insurance Limited ABN 99 003 719 319 (WGIL) and Westpac Life Insurance Services Limited ABN 31 003 149 157 (WLIS) are the issuers liable for separate risks under the terms of the policy. Westpac Banking Corporation ABN 33 007 457 141 (the Bank) is the distributor. No Westpac Group company (other than the Bank, WGIL and WLIS) has liability in connection with the policy. The Bank doesn’t guarantee payments under the policy. View the Product Disclosure Statement.

    World MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass™ is a trademark of MasterCard International Corporation.

    American Express® is a trademark of American Express. The Westpac Altitude Black
    American Express Card is issued by Westpac Banking Corporation pursuant to a license from American Express.