Credit cards

Be rewarded for your everyday spend, enjoy a lower annual fee or a lower purchase rate. Our credit cards suit a range of lifestyle and financial needs.

0% p.a. for 12 months on purchases from card approval. New cards only. Conditions apply.

Low Rate credit card

A low interest rate credit card with up to 55 days interest free on purchases, to help you trim your credit card costs. 

 

More about the Low Rate credit card

0% p.a. for 12 months on purchases from card approval. New cards only. Conditions apply.

Rewards credit cards

Choose from our range of rewards credit cards and earn rewards points to redeem towards travel, flights and a range of lifestyle products.

 

More about Rewards credit cards

$0 annual fee for the life of the card. New cards only. Conditions apply.

Low Annual Fee credit cards

Straight forward credit cards with lower annual fees and interest free days on purchases. 

 

More about Low Annual Fee cards

 

Looking to consolidate credit card debt with a balance transfer?

You could save money and simplify your finances by consolidating your credit card balances.  

More about balance transfer offers

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Things you should know
  • *Special purchase rate promotion terms and conditions: The introductory rate of 0% p.a. on purchases for 12 months applies from card approval when you apply for a new Low Rate, Altitude, Altitude Platinum or Altitude Black credit card between 17 November 2014 and 5 January 2015. After 12 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account. The introductory rate on purchases is not available in conjunction with any other promotion unless specified . Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

    *Special annual fee promotion terms and conditions: $0 annual fee in the first year and $0 annual fee in subsequent years when you spend $5,000 or more on a 55 Day Card or $10,000 or more on a 55 Day Platinum card on purchases in each 12 months from the anniversary date of the first year’s annual fee waiver. Offer available on new card applications when you apply between 17 November 2014 - 5 January 2015.

    Westpac is the credit provider and credit licensee under National Consumer Credit Laws.

    Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card.