Rewards credit cards

Choose between our great rewards credit cards, then you can choose to earn Altitude or Qantas rewards points.

Choice of rewards

Altitude Rewards

  • Travel rewards and frequent flyer points in a range of airline programs
  • Shopping vouchers, gift cards and premium brand products.

Qantas Rewards

  • Earn Qantas Frequent Flyer points for flights on Qantas, Jetstar and a range of partner airlines
  • Qantas flight upgrades (where available).
Altitude credit card

Altitude credit card

0.00% p.a. for 14 months on balance transfers requested at new card application. Variable cash advance rate applies after 14 months.

  • Low annual fee
  • The convenience two cards linked to one account - American Express® and Visa
  • 45 days interest free on purchases when you pay the closing balance in full by the due date shown on your statement

 

Find out more

Altitude platinum credit card

Altitude Platinum credit card

40,000 bonus Qantas or Altitude Points on a new Altitude Platinum credit card*

0.00% p.a. for 14 months on balance transfers requested at new card application. Variable cash advance rate applies after 14 months.

Rewards benefits equal to our Altitude credit card, plus:

  • Platinum concierge services
  • Complimentary insurance covers
  • Earn bonus points at participating bonus partners

 

Find out more

Altitude black credit card

Altitude Black credit card

0.00% p.a. for 20 months on balance transfers requested at new card application. Variable cash advance rate applies after 20 months.

Rewards benefits equal to Altitude and Altitude Platinum credit cards, plus:

  • Our highest points earn rate
  • No points capping
  • Complimentary lounge passes

 

Find out more

 

Need some help?

Use our selector tool, calculators or comparison pages to help you make a decision on the card that is right for you.

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    Westpac customers

    $0 annual fee for the first year. New cards only. ^See conditions below.

    Apply now
  • New customers

    Get started today.
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  •  

    Westpac customers

    $0 annual fee for the first year. New and selected cards only. ^See conditions below.

    Apply now
  •  

    New customers

    Get started today.

     

     

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    Give us a call

    1300 130 961 

    8am-8pm, 7 days a week

Things you should know
  • Westpac is the credit provider and credit licensee under National Consumer Credit Laws.  

    World MasterCard®, MasterCard® and the MasterCard brand mark are registered trademarks, and PayPass is a trademark of MasterCard International Incorporated.

  • Special balance transfer promotion terms and conditions: The promotional balance transfer rate is available when you apply for a new card between 18 January 2016 and 29 February 2016 and request at application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. The variable cash advance rate will apply to balance(s) transferred but left unpaid at the end of the promotional period and to balance transfers requested at any time after card application. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. The balance transfer rate is not available in conjunction with any other promotion unless specified. Balance transfer rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance(s) transferred. Interest free days don’t apply to balance transfers. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s).

  • Complimentary insurance covers: QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible Westpac account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Westpac Credit Cards Complimentary Insurance Policy, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 1300 130 961.

  • ^$0 annual fee in first year for existing Westpac customers promotion: To be eligible for this promotion you must be an existing Westpac customer that applies for a new Low Rate, Altitude, Altitude Platinum or Altitude Black card by clicking on the Westpac customers 'Apply now’ button via westpac.com.au or westpac.com.au/mobile between 18 January 2016 and 29 February 2016. Switches, upgrades, customers accessing employee benefits or packages cards are ineligible. Promotion is not available in conjunction with any other promotion other than the current balance transfer available at card application, or any bonus points offer. The first annual fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee.

  • *Special promotion:
    The bonus points promotion is available when you apply for a new Altitude Platinum card between 18 January 2016 and 29 February 2016 and spend the minimum amount of $1000 on eligible purchases within 90 days from card approval on one or more transactions. Eligible purchases do not include fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. The bonus points depend on your choice of Rewards Program. The bonus Altitude Points or Qantas Points will be credited to your points balance within 12 weeks after the eligible spend criteria being met. Switches, upgrades and customers accessing employee benefits are ineligible. This promotion is not available in conjunction with any other promotion other than a special balance transfer rate at card application. Existing Westpac, St George, Bank of Melbourne and BankSA customers currently holding a credit card or have closed a credit card within the previous twelve months from card activation are not eligible for this offer.