Credit cards Manage my credit card

Manage my credit card

Activate my card

Activating your card is easy. Just have your Westpac credit card or Debit MasterCard details on hand and it’ll be ready to go in minutes.

Make credit card payments

There is a minimum amount to be paid each month and there are several ways it can be paid.

Consent to receive written credit limit increase invitations

If you have a Westpac personal credit card in your name we’d like to send you invitations to apply for an increased credit limit from time to time.

Changing my credit limit

You can increase or decrease your credit limit to better manage your finances.

Getting help within Australia and overseas

You can receive a new card within 2 business days if your card is lost or stolen.

What to do if there is a fraudulent transaction on your card

We will work with you to investigate the fraud and issue a replacement card.

Using my credit card overseas

Westpac cards are accepted worldwide but fees and charges apply.

What to do if your card is lost or stolen

Report a lost or stolen card immediately to stop transactions on your account.

Westpac Added Online Security service

Get extra security when you shop at participating online retailers by registering with MasterCard® SecureCode™ or Verified by Visa, through Westpac’s Added Online Security service.

Apply for an additional card

Add additional cardholders to your credit card, for family members over 16 years old. Apply online if you are an existing Westpac customer.