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Get cash without your card

  • Available 24/7 in the Westpac App
  • Withdraw up to $500 per day or $1,000 per week
  • Withdraw from any Westpac, St.George, BankSA or Bank of Melbourne ATM.

How to use Cardless Cash

If this is your first time using Cardless Cash, you will need to enter a one-time SMS code sent to your registered mobile.

In the Westpac App

Before trying these instructions make sure you update to the latest version of the app.  

  1. Search Cardless Cash in the Smart search bar
  2. Tap Account and amount
  3. Tap Get Code
  4. Find an ATM or share the code with someone

When can I use Cardless Cash?

Card lost or stolen

Waiting for your replacement card to arrive

Card locked

When you have put a lock on your card

New card on the way

Waiting for a new card to arrive

Forgot your card

When you leave your wallet at home

You may also find these features useful

Mobile Wallets

Carry your eligible Westpac cards in your smartphone with Apple Pay, Samsung Pay™ and Google Pay™.

Things you should know

Read the Westpac Online Banking Terms and Conditions (PDF 236KB) at before making a decision and consider whether the product is right for you.

Cardless Cash: available on eligible Westpac everyday accounts with a linked debit card. Limit of 3 withdrawal transactions per day applies, subject to $500 daily withdrawal limit and $1,000 weekly withdrawal limit. Only available at Westpac Group ATMs in Australia. To access Cardless Cash on your mobile you must be registered to use Online Banking and download the Westpac App.

Westpac Debit MasterCard® holders need to be at least 14 years of age, and have an Australian residential address to be eligible for the card. If you’re not eligible for a Westpac Debit Mastercard, apply for a Handycard to access your account.

Westpac Mobile Banking applications are only available for use by Westpac Australia customers. Internet connection is needed to access Westpac Online Banking and the Westpac App. Normal mobile data charges apply. ​

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