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How much cover do I need?

Research has shown that 4 in 5 Aussie homeowners and renters could be underinsured, potentially leaving them without enough cover for their home and their belongings.*

Take control by using these calculators to make sure you have enough cover should the unexpected happen, from theft and burglary through to floods, fires and storms.

Calculators are intended as a guide only.^

Home Building Insurance calculator

Estimate the cost to rebuild your house with the Home Building Insurance calculator.

Home Contents Insurance calculator

Estimate the replacement value of your home contents with the Contents Insurance calculator.

Landlord Contents Insurance calculator

Estimate the cost to replace the contents you provide to your tenant in your investment property.

More value from Westpac Home Insurance

$125 eGift card

Purchase a new eligible Home Insurance policy, with a minimum premium of $750, before 15th July and get a $125 eGift card.

Terms and conditions apply.

One less step

Sort out your banking and insurance together. Westpac insurance, provided by Allianz.

Broad range of cover

Cover for flood, fire, theft, storm, cyclones and vandalism.**

Flexible payment options

Pay by the month at no extra cost.2

Tools & tips

Compare our Home Insurance products

Cover your home and belongings in case of storms, floods, fire, theft and more.

$125 eGift card

Purchase a new eligible Home Insurance policy, with a minimum premium of $750, before 15th July and get a $125 eGift card. Terms and conditions apply


Things you should know

*Source: Insurance Council of Australia, November 2019

#Buy an eligible home, contents or landlord insurance policy between 20/05/2024 and 15/07/2024 to receive a $125 eGift card after day 60 of your insurance policy being active. T&Cs apply, including a minimum premium of $750. Full T&Cs can be found here.

**A 72-hour exclusion period applies for loss or damage caused by cyclone, bushfires, grassfires, flood or flood water combined with run-off and rainwater.

^The Building and Contents calculators provided by Allianz through a third party provider, are intended as a guide only. For a more accurate rebuilding cost, consider obtaining a professional valuation from a licensed builder or professional valuer.

2Instalment premiums: If you choose to pay your premium by instalments you do not pay any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.

Home and Contents and Landlord Insurance are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 arranges the initial issue of the insurance under a distribution arrangement with Allianz, but does not guarantee the insurance. This information does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement. For more information call Westpac on 1300 650 255.

If you take out Home and Contents or Landlord Insurance with Allianz the Bank will receive a commission of up to 12% of the premium (exclusive of GST).

A target market determination has been made for this product. Please visit for the target market determination.

By selecting 'Get a quote' you will enter a third-party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

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  • How you can access the personal information Westpac holds about you and ask for it to be corrected;
  • How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Westpac and how Westpac will deal with your complaint; and
  • How Westpac collect, hold, use and disclose your personal information in more detail.