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Featured Investor interest rates

  • 3.49% p.a. 2 Year Fixed Rate Investment Property Loan, Principal and Interest repayments with the Premier Advantage Package# (4.49% p.a. Comparison rate^). 
  • 3.59% p.a 2 Year Fixed Rate Investment Property Loan, Interest Only repayments with the Premier Advantage Package(4.72% p.a. Comparison rate^).

Property investor tools and resources

Where's the market going?

Check sales histories and estimated value with our online property market research tool, plus stay across the latest property news on Wire.

How much can I afford?

It all depends on your situation. Use our calculators to see what you could borrow and estimate some of the key purchase costs.  


What's my next move?

Whatever you're planning, our investor property guide can help you navigate the steps ahead so you're ready when you find the right property.

Articles for Property Investors

Preparing to buy

Looking to build wealth or get into the market? There are many things to consider, starting off with having a sound investment strategy.

Finding the right property

It’s important to do the research on what’s out there but it’s also vital that you understand what you can afford and  actually want from a property.

Choosing the right loan

Once you know your strategy and what type of property you want, there are many loan types available to help you make your next move.

Why Westpac?

Investing in property is complex - we're here to make it simpler for you.

A product for every strategy

Whether you're an experienced investor or a first-timer, we have a range of products and loan features to help you get what you need out of your investment.

Discounts for diligent investors

Get additional interest rate discounts by paying 12 months interest in advance on Fixed Rate Investment Property Loans with Interest Only in Advance.

Access to your equity

Apply to draw on the equity in your property and use it to renovate, make new investments, cover unexpected expenses or fund just about any project you have in mind (Credit criteria apply).

Helpful to know when choosing a home lender

Enjoy the confidence of knowing you’re with the RFi Investor Lender of The Year 2019.

Your choice of products

Interest only loan

Property investors could use interest only loans to improve cash flow flexibility with repayments in the short term.

Principal and interest loan

Reduce your principal and the amount of interest charged with every repayment you make on your loan.

Line of credit

Access the usable equity in your loan and put it towards renovations, another investment or other projects you have planned.

Package and save

Home loan package

Save on fees and get an ongoing interest rate discount by packaging your home loan for an annual package fee of $395.

Things you should know

^Comparison rate: The comparison rate is based on a loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Premier Advantage Package: Conditions of Use and $395 annual package fee applies. You must either hold or be approved for a Westpac Choice account in order to qualify and continue to receive the benefits of the Premier Advantage Package. Before deciding to acquire a Westpac Choice account, read the terms and conditions, and consider whether the product is right for you. Applications for additional individual products must meet our approval guidelines to qualify for relevant package discounts.
Premier Advantage Package Conditions of Use (PDF 1MB)

Best Investor Property Rates: Our Standard Investment Variable Rate for Principal & Interest repayments is one of our lowest advertised rate since 1973, with the exception of 2015-2016.


Interest Only in Advance: Subject to Bank's approval and normal lending criteria apply. Interest Only in Advance interest rates and discounts apply to new Fixed Rate Investment Property Loans and loans which have been switched into Interest Only in Advance products. Existing fixed loans are not eligible unless the loan is re-fixed. Discounts are subject to change.