International student bank account
Why Westpac Choice is a smart choice
$0 account-keeping fee
You’ll pay no account-keeping fee for as long as you’re under 30 or a fulltime student. Other fees may apply.1
Bank in your language
Access ATMs and phone banking that speak your language, covering up to 9 different languages.
Instant Digital Card®
Get access to a digital version of your card5 via the Westpac App before your Debit Mastercard@2 arrives in the mail.
Get exclusive offers
Get access to discounts and cashbacks just for being a customer, including exclusive ShopBack offers.
Get $50 on us
Account features
Apple and Google PayTM
Link your card to Apple Pay, Google Pay, Samsung PayTM, Fitbit Pay and Garmin Pay to make fast contactless payments with your mobile or wearable.3
Simple and secure
Now you can sign into the Westpac App, safely and securely using facial recognition, your fingerprint or 4-digit passcode.4
ATM network at home and overseas
Pay no ATM withdrawal fee at Westpac Group ATMs in Australia, and overseas through our Global ATM Alliance. Other fees may apply.6
Pay and get paid in seconds
Use PayID® to get paid instantly by your friends and family with just your mobile number. You can also tap and go using your mobile or your Debit Mastercard.
What you’ll need to open your account
Need a savings account, too?
Enjoy a total introductory interest rate of up to 5.20% p.a. - for the first 5 months if you open a Westpac eSaver account within 12 months of arriving in Australia.
Account fees
Standard fees (fees may change) | Amount |
---|---|
$0 Account-Keeping Fee for the first 12 months (usually $5 per month). After this, the fee will continue to be waived if you; deposit at least $2,000 each month, are under the age of 30 or are a full-time tertiary student |
$0 |
Other fees and charges may apply. Please refer to the Terms and Conditions (PDF 645KB)
Safe and secure banking
- Online Banking Security Guarantee: If your Westpac account is compromised by online banking fraud, we promise to return any missing funds. This guarantee only applies if you’ve followed our Online Banking Terms and Conditions. This includes: 1. Keeping your sign-in details, including passwords or Westpac Protect™ Security codes, private, 2. Not contributing to the loss, and 3. Telling us right away if you think there’s an unauthorised transaction or fraud on your account.
- Westpac ProtectTM Security Code: Keep your Online Banking safe with a Security Code when using the Westpac App or your Online Banking service. This Security Code confirms that it's you transacting or making changes to your profile.
- Fraud Money Back Guarantee: Shop securely using your Debit Mastercard or Credit Card, backed by 24/7 fraud monitoring and our Fraud Money Back Guarantee. Westpac promises to return any missing funds to you if you've not contributed to the loss and contact Westpac right away. Check your card’s terms and conditions for full details.
- Card Lock: Can’t find your card? Sign into the Westpac App or Online Banking and select 'Lock a card temporarily' under Cards services on your eligible personal credit or debit card. You can search for your card knowing that your account is safe. Then, if you can’t find it, report it lost or stolen.
Help when you need it
Things you should know
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.
3. Google Pay: Read the Terms and Conditions (PDF 125KB) (PDF 125KB) before making a decision and consider if it is right for you. Available for eligible cards. To use Google Pay you will need to use a compatible device with a supported operating system.
4. Finger print login: Fingerprint sign in is available on compatible devices only. Customers must be registered for Westpac online banking and have set up fingerprint ID to use the service.
5. The Digital Card: The Digital Card is only available on the Westpac App and supported with the latest version of Westpac Mobile Banking. The terms and conditions applicable to your product also apply to the use of your digital card. Online Banking Terms & Conditions also apply. You may not always be able to access your digital card.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
PayID® is a registered trademark of NPP Australia Limited and any use of its marks by Westpac is under license.
Fitbit and Fitbit Pay are registered trademark(s) or trademark(s) of Fitbit LLC and/or its affiliates in the United States and other countries.
Google Pay™ is a trademark of Google LLC.